Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://WWW.FUNDACIONALTERNATIVA.ORG.EC/ |
Year established | 1991 |
Head of Institution | DRA. MONICA HERNANDEZ DE PHILLIPS |
Regions active | |
# Branches | 5 |
Total Portfolio (nat'l) | USD 5,545,858.27 |
Total Portfolio (USD) | USD 5,545,858.27 |
Active clients with loans | 4,310 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | RED FINANCIERA RURAL |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
CREDITO INDIVIDUAL | USD 500 - 10,000 | 3 - 36 | 60% - 80% | 20% - 40% | Business, Housing, Consumer, Education | Women, Men, Have business | Credit Ins, Tech Asst Visits, Business Training | |||||||
GRUPO SOLIDARIO | USD 100 - 2,000 | 3 - 15 | 60% - 80% | 20% - 40% | Business, Housing, Consumer, Education | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
CREDITO INDIVIDUAL | 10.6%-24.5% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 19% - 24.9% | 19.8% - 26.5% | 45 | ||||||||
GRUPO SOLIDARIO | 26.9% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 27% - 27.4% | 27.4% - 35% | 87 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACB-SA | 4,335 | 1,476,288 | 6 | 135 |
Comicoka | 827 | 758,435 | 4 | 135 |
COOJAD | 511 | 823,215 | 6 | 135 |
COOPEDU | 2,029 | 7,549,835 | 9 | 135 |
Duterimbere | 6,607 | 4,365,044 | 3 | 135 |
Goshen | 2,076 | 3,716,008 | 5 | 152 |
Inkingi | 2,648 | 2,593,366 | 5 | 152 |
RML | 4,960 | 3,473,781 | 3 | 135 |
UCU | 3,391 | 1,603,524 | 4 | 135 |
Urwego | 37,900 | 14,755,000 | 6 | |
Vision Finance | 14,226 | 3,474,646 | 6 | 152 |
Wisigara | 2,177 | 904,708 | 3 | 135 |
Zamuka | 253 | 124,445 | 3 | 135 |
Zigama CSS | 53,806 | 59,670,753 | 2 | 152 |
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