| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://WWW.FUNDACIONALTERNATIVA.ORG.EC/ |
| Year established | 1991 |
| Head of Institution | DRA. MONICA HERNANDEZ DE PHILLIPS |
| Regions active | |
| # Branches | 5 |
| Total Portfolio (nat'l) | USD 5,545,858.27 |
| Total Portfolio (USD) | USD 5,545,858.27 |
| Active clients with loans | 4,310 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | RED FINANCIERA RURAL |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CREDITO INDIVIDUAL | USD 500 - 10,000 | 3 - 36 | 60% - 80% | 20% - 40% | Business, Housing, Consumer, Education | Women, Men, Have business | Credit Ins, Tech Asst Visits, Business Training | |||||||
| GRUPO SOLIDARIO | USD 100 - 2,000 | 3 - 15 | 60% - 80% | 20% - 40% | Business, Housing, Consumer, Education | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CREDITO INDIVIDUAL | 10.6%-24.5% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 19% - 24.9% | 19.8% - 26.5% | 45 | ||||||||
| GRUPO SOLIDARIO | 26.9% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 27% - 27.4% | 27.4% - 35% | 87 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 108 |
| AKIBA | 26,900 | 36,852,000 | 4 | 121 |
| BELITA | 5,800 | 492,000 | 1 | 121 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 121 |
| F & K Finance | 0 | 38,000 | 1 | 143 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 104 |
| FMFC | 1,500 | 392,000 | 6 | 121 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 121 |
| Mbinga | 1,000 | 2,986,000 | 3 | 121 |
| MCBL | 3,600 | 2,837,000 | 6 | 121 |
| MDF Tanzania | 600 | 148,000 | 1 | 121 |
| NMB | 45,100 | 74,528,000 | 1 | 121 |
| Opportunity | 8,600 | 3,018,000 | 3 | 121 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 121 |
| PTF | - | N/A | 121 | |
| Selfina | 8,000 | 3,773,000 | 2 | 143 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 121 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 115 |
| Victoria | 100 | 377,000 | 3 | 143 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 143 |
| Key Statistics | |
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| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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