Institution

FUNDACION DE AYUDA MICROEMPRESARIAL Av. 12 de Octubre N 18-42 y Queseras del MedioQuito, Pichincha
Data approved: 2010-11-08
Data version: 1
Age of data: 163 months

Institution

Mail Finance Head OfficeMadina, Accra, Greater AccraP.O. Box MD 320
Data approved: 2013-03-28
Data version: 2
Age of data: 132 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.fundamic.org/
Year established1995
Head of InstitutionSalomón Caicedo
Regions active
# Branches2

Total Portfolio (nat'l)USD 1,506,920
Total Portfolio (USD)USD 1,506,920
Active clients with loans2,270
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsRed Financiera Rural, Red Internacional de Instituciones Financieras Alternativas INAFI, Consorcio Etimos
FundersETIMOS ITALIA, CRESUD ITALIA, OIKOCREDIT HOLANDA, FINANZAS POPULARES ECUADOR

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addresshttp://www.mailfinancegh.com
Year established2005
Head of InstitutionMark Gborgbor
Regions activeGreater Accra Region
# Branches0

Total Portfolio (nat'l)GHS 568,292
Total Portfolio (USD)USD 288,473.10
Active clients with loans342
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsGAMFIN, GCSCA
Funders

Loan Products » Summary

1,174 Borrowers
USD 345,798 Portfolio
Active Product
860 Borrowers
USD 1,122,574 Portfolio
Active Product

Loan Products » Summary

342 Borrowers
USD 288,473.10 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
CREDITO GRUPOS SOLIDARIOS USD 300 - 2,000 3 - 18 60% - 80% 0% - 20% Business, Capital de Trabajo Women, Men, Have business Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
CREDITO INDIVIDUAL USD 600 - 3,000 3 - 24 60% - 80% 0% - 20% Business, Capital de Trabajo Women, Men, Have business Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microfinance Loan GHS 100 - 30,000 6 - 12 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CREDITO GRUPOS SOLIDARIOS 23.9% annual, Decl Bal 1 Fee 0 Ins None 7.0% upfront 7.00% ongoing 22.4% - 23.6% 38.4% - 39.6% 61
CREDITO INDIVIDUAL 13.0%-29.1% annual, Decl Bal 1 Fee 0 Ins None N/A 29.5% 36.7% - 37.4% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance Loan 60.00% annual, Flat 1 Fee 1 Ins None 5.00%-50.00% upfront 103.3% - 111.6% 194.6% - 373.8% 22

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CREDITO GRUPOS SOLIDARIOS 23.9% annual, Decl Bal 1 Fee 0 Ins Ins None 7.0% upfront 7.00% ongoing 22.4% - 23.6% 38.4% - 39.6% 61
CREDITO INDIVIDUAL 13.0%-29.1% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 29.5% 36.7% - 37.4% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance Loan 60.00% annual, Flat 1 Fee 1 Ins Ins None 5.00%-50.00% upfront 103.3% - 111.6% 194.6% - 373.8% 22
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