2. INSOTEC
Please note that the information you are viewing is 164 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. VF Cambodia
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

INSOTEC Juan León Mera N24-12 y WilsonQuito, Pichincha
Data approved: 2010-11-08
Data version: 1
Age of data: 164 months

Institution

VisionFund Cambodia #20, St. 71N/APhnom Penh, Phnom Penh479
Data approved: 2010-09-22
Data version: 1
Age of data: -   months 
Choose version

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.insotec-ec.com/
Year established1980
Head of InstitutionJosé Lanusse
Regions active
# Branches4

Total Portfolio (nat'l)USD 6,252,818
Total Portfolio (USD)USD 6,252,818
Active clients with loans7,244
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsRed Financiera Rural
FundersSISTEMA NACIONAL MICROFINANZAS, SYMBIOTICS, TRIODOS, ETIMOS

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addressN/A
Year established2003
Head of InstitutionBora OmSeng
Regions active0
# Branches67

Total Portfolio (nat'l)N/A
Total Portfolio (USD)N/A
Active clients with loans85,172
Approximate % female clientsN/A
Approximate % urban clientsN/A
Network affiliations
Funders

Loan Products » Summary

CrediAgro
3,966 Borrowers
USD 3,443,769.36 Portfolio
Active Product
CrediSimple
2,808 Borrowers
USD 2,504,087.79 Portfolio
Active Product
Emergente
58 Borrowers
USD 26,695.01 Portfolio
Active Product
SINCO
172 Borrowers
USD 73,328.71 Portfolio
Active Product

Loan Products » Summary

Agricultural Loan - Community Bank - USD
57,274 Borrowers
USD 8,748,462.62 Portfolio
Active Product
AL-IL-USD
1,695 Borrowers
USD 2,366,822.44 Portfolio
Active Product
AL-SG-USD
3,558 Borrowers
USD 1,313,805.49 Portfolio
Active Product
Small Business Loan - Community Bank - USD
18,759 Borrowers
USD 2,078,869.81 Portfolio
Active Product
SBL-IL-USD
2,041 Borrowers
USD 2,419,566.81 Portfolio
Active Product
SBL-SG-USD
2,342 Borrowers
USD 707,896.05 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
CrediAgro USD 300 - 10,000 4 - 30 40% - 60% 0% - 20% Business, Mejora Local Women, Men, Have business Credit Ins
CrediSimple USD 300 - 10,000 4 - 30 40% - 60% 60% - 80% Business, Solo para capital de Trabajo, Activo Fijo,Mejora Local Women, Men, Have business Credit Ins
Emergente USD 250 - 1,800 3 - 5 20% - 40% 0% - 20% Business, Other, Usar solo para capital de trabajo Women, Men, Have business, Have home or land Credit Ins
SINCO USD 300 - 1,000 3 - 8 40% - 60% 20% - 40% Business, Usar solo para capital de trabajo Women, Men, Have business, Have home or land, Propietario de Terreno Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Loan - Community Bank - USD USD 1 - 250 0 80% - 100% 0% - 20% Business Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Individual - USD USD 1,001 - 10,000 0 80% - 100% 60% - 80% Business Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Solidarity Group - USD USD 251 - 1,000 0 80% - 100% 20% - 40% Business Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Community Bank - USD USD 1 - 250 0 80% - 100% 0% - 20% Business Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Individual - USD USD 1,001 - 10,000 0 80% - 100% 60% - 80% Business Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Solidarity Group - USD USD 251 - 1,000 0 80% - 100% 20% - 40% Business Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CrediAgro 22.3%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 24.8% - 27.3% 28% - 30.5% 75
CrediSimple 24.5%-29.9% annual, Decl Bal 0 Fees 1 Ins None N/A 24.8% - 27.3% 28.1% - 30.4% 83
Emergente 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 27.2% - 27.3% 30% - 30.3% 81
SINCO 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 27.2% - 27.3% 30.3% - 30.4% 80

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan - Community Bank - USD 2.9%-3.3% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% 0
Agricultural Loan - Individual - USD 1.9%-3.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% 0
Agricultural Loan - Solidarity Group - USD 2.8%-3.3% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% 0
Small Business Loan - Community Bank - USD 2.9%-3.3% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% 0
Small Business Loan - Individual - USD 1.9%-3.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% 0
Small Business Loan - Solidarity Group - USD 2.8%-3.3% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% 0

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CrediAgro 22.3%-26.9% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 24.8% - 27.3% 28% - 30.5% 75
CrediSimple 24.5%-29.9% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 24.8% - 27.3% 28.1% - 30.4% 83
Emergente 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 27.2% - 27.3% 30% - 30.3% 81
SINCO 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 27.2% - 27.3% 30.3% - 30.4% 80

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan - Community Bank - USD 2.9%-3.3% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% 0
Agricultural Loan - Individual - USD 1.9%-3.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% 0
Agricultural Loan - Solidarity Group - USD 2.8%-3.3% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% 0
Small Business Loan - Community Bank - USD 2.9%-3.3% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% 0
Small Business Loan - Individual - USD 1.9%-3.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% 0
Small Business Loan - Solidarity Group - USD 2.8%-3.3% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% 0
Institution Price Graph
Click to view Price Analysis Tool
Institution Price Graph
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞