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Institution

INSOTEC Juan León Mera N24-12 y WilsonQuito, Pichincha
Data approved: 2010-11-08
Data version: 1
Age of data: 142 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.insotec-ec.com/
Year established1980
Head of InstitutionJosé Lanusse
Regions active
# Branches4

Total Portfolio (nat'l)USD 6,252,818
Total Portfolio (USD)USD 6,252,818
Active clients with loans7,244
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsRed Financiera Rural
FundersSISTEMA NACIONAL MICROFINANZAS, SYMBIOTICS, TRIODOS, ETIMOS

Loan Products » Summary

3,966 Borrowers
USD 3,443,769.36 Portfolio
Active Product
2,808 Borrowers
USD 2,504,087.79 Portfolio
Active Product
58 Borrowers
USD 26,695.01 Portfolio
Active Product
172 Borrowers
USD 73,328.71 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
CrediAgro USD 300 - 10,000 4 - 30 40% - 60% 0% - 20% Business, Mejora Local Women, Men, Have business Credit Ins
CrediSimple USD 300 - 10,000 4 - 30 40% - 60% 60% - 80% Business, Solo para capital de Trabajo, Activo Fijo,Mejora Local Women, Men, Have business Credit Ins
Emergente USD 250 - 1,800 3 - 5 20% - 40% 0% - 20% Business, Other, Usar solo para capital de trabajo Women, Men, Have business, Have home or land Credit Ins
SINCO USD 300 - 1,000 3 - 8 40% - 60% 20% - 40% Business, Usar solo para capital de trabajo Women, Men, Have business, Have home or land, Propietario de Terreno Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CrediAgro 22.3%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 24.8% - 27.3% 28% - 30.5% 75
CrediSimple 24.5%-29.9% annual, Decl Bal 0 Fees 1 Ins None N/A 24.8% - 27.3% 28.1% - 30.4% 83
Emergente 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 27.2% - 27.3% 30% - 30.3% 81
SINCO 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 27.2% - 27.3% 30.3% - 30.4% 80
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001142
CEPESIU2,000939,0004142
COAC 4 Octubre2,2005,771,0002142
COAC Ambato1,30016,415,0002142
COAC FondVida2,5004,200,0004142
COAC LaBenefica2,5008,482,0006142
COAC MCCH5,30010,020,0002142
COAC Nacional30,70027,129,0002142
COAC San José10,40029,133,0005142
COAC SanAntonio1,0002,384,0003142
COAC SantaAnita2,0002,532,0006142
Codesarrollo14,40040,328,0007142
Coop San Miguel1,8004,754,0005139
CooP VPR7001,052,0004142
Cooprogreso7,90032,244,0004142
Credi Fe100,900380,039,0004142
D^Miro36,90027,692,0009135
DECOF2,200705,0002142
Espoir62,10021,036,0005142
FODEMI28,20012,924,0003142
Fundacion Alternativa4,3005,545,0002142
FUNDAMIC2,0001,468,0002142
INSOTEC7,0006,047,0004142
Luz del Valle6,40011,300,0003142
ProCredit43,800211,941,0002142
PS Ambato5,6002,771,0001142
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Key Statistics
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# Borrowers
Loan Portfolio (USD)
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% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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