| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.psambato.org/ |
| Year established | 1997 |
| Head of Institution | P. Rodrigo Altamirano |
| Regions active | |
| # Branches | 1 |
| Total Portfolio (nat'l) | USD 2,771,063.27 |
| Total Portfolio (USD) | USD 2,771,063.27 |
| Active clients with loans | 5,692 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banco Comunal | USD 50 - 9,200 | 6 - 12 | 80% - 100% | 40% - 60% | Any Purpose | Women, Men, Have business | Group Mtgs, Credit Ins, Other Training, Capacitacion en valores y formacion humana, Capacitacion en salud y estilos de vida, Si existe el fallecimiento de una socia durante el ciclo, la deuda es condonada |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banco Comunal | 24.0% annual, Decl Bal | 0 Fees | 0 | None | 10.0% upfront 2.00% ongoing | 24.3% | 24.3% - 31.7% | 81 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AGFS | 200 | 47,000 | 2 | 140 |
| Ahantaman RB | 23,800 | 9,896,000 | 4 | 122 |
| APED | 13,700 | 1,876,000 | 2 | 122 |
| ASA Initiative | 4,400 | 577,000 | 4 | 122 |
| ASA-Ghana | 71,600 | 18,385,000 | 2 | 122 |
| ASPI | 800 | 88,000 | 6 | 122 |
| Atwima Kwanwoma | 3,800 | 1,788,000 | 2 | 122 |
| Baobab | 5,100 | 967,000 | 2 | 122 |
| BestFUND | 13,000 | 4,172,000 | 3 | 122 |
| Bonzali Rural | 10,400 | 1,691,000 | 4 | 140 |
| CashPhase | 83 | 135,000 | 2 | 122 |
| CASUD | 1,100 | 524,000 | 1 | 122 |
| CEDEF | 500 | 54,000 | 4 | 122 |
| CFF | 100 | 13,000 | 1 | 122 |
| CRAN | 3,600 | 1,019,000 | 2 | 122 |
| DQF | 1,700 | 63,000 | 2 | 122 |
| EASL | 9,200 | 11,409,000 | 6 | 122 |
| East Mamprusi | 12,500 | 2,268,000 | 4 | 122 |
| ELDA | 0 | 0 | 0 | 122 |
| EMPRETEC Ghana | 200 | 56,000 | 2 | 122 |
| FASL | 13,500 | 14,047,000 | 8 | 122 |
| Grameen Ghana | 9,500 | 507,000 | 3 | 122 |
| ID-Ghana | 5,600 | 953,000 | 3 | 122 |
| Innovative Finance | 2,700 | 354,000 | 3 | 122 |
| Kraban Support | 7,700 | 781,000 | 5 | 140 |
| KRB | 4,000 | 6,350,000 | 3 | 122 |
| Lower Pra RB | 34,000 | 6,316,000 | 3 | 140 |
| Maata-N-Tudu | 12,000 | 941,000 | 4 | 122 |
| Mail Finance | 300 | 288,000 | 1 | 122 |
| Markaz | 0 | 0 | 0 | 122 |
| Markaz Al Bishara | 100 | 17,000 | 1 | 122 |
| MicrofinPlus Gh | 1,100 | 251,000 | 2 | 122 |
| Nwabiagya RB | 4,000 | 2,265,000 | 3 | 122 |
| OISL | 62,000 | 27,232,000 | 9 | 122 |
| Pro Credit | 0 | 0 | 0 | 122 |
| Rich Step | 100 | 101,000 | 1 | 122 |
| SAT | 147,600 | 29,359,000 | 4 | 122 |
| Sekam Trust | 600 | 137,000 | 2 | 122 |
| Simli Pong | 8,900 | 463,000 | 3 | 140 |
| SS Ghana | 200 | 35,000 | 1 | 122 |
| TCCU | 100 | 32,000 | 3 | 122 |
| The Bridge | 400 | 32,000 | 3 | 140 |
| Union RB | 3,800 | 2,361,000 | 4 | 122 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
