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Institution

San Miguel de los Bancos AV. 17 DE JULIO Y JAIME ROLDOSSAN MIGUEL DE LOS BANCOSPichincha
Data approved: 2011-02-09
Data version: 1
Age of data: 159 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addresshttp://WWW.COACSANMIGUEL.FIN.EC/
Year established1995
Head of InstitutionSULEMA PIZARRO CANDO
Regions active
# Branches3

Total Portfolio (nat'l)USD 4,602,402.64
Total Portfolio (USD)USD 4,602,402.64
Active clients with loans1,953
Approximate % female clients20% - 40%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Loan Products » Summary

749 Borrowers
USD 1,659,418.25 Portfolio
Active Product
53 Borrowers
USD 397,481.11 Portfolio
Active Product
621 Borrowers
USD 1,495,211.67 Portfolio
Active Product
359 Borrowers
USD 1,107,861.69 Portfolio
Active Product
32 Borrowers
USD 94,986.44 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito de Consumo USD 250 - 8,000 4 - 30 20% - 40% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Credito de Vivienda USD 8,001 - 17,000 38 - 58 20% - 40% 60% - 80% Housing, Compra de terreno, casa, apartamentos, Construccion y mejora de casa Women, Men, Have business, Have home or land, Salaried worker Credit Ins
Micro Juanita Individual USD 250 - 17,000 4 - 56 40% - 60% 60% - 80% Business Women, Men, Have business, DEPENDE DEL MONTO PRESENTA COPIAS DE UN BIEN INMUEBLE. Credit Ins
Microcreditos USD 250 - 17,000 4 - 56 20% - 40% 60% - 80% Business Women, Men, Have business, DEPENDE DEL MONTO PRESENTA COPIAS DEL BIEN INMUEBLE. Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito de Consumo 15.2% annual, Decl Bal 0 Fees 1 Ins None 9.0% upfront 15.4% 18.7% - 19.2% 79
Credito de Vivienda 10.8% annual, Decl Bal 1 Fee 0 Ins None 9.0% upfront 10.9% 13.8% 78
Micro Juanita Individual 20.0%-26.9% annual, Decl Bal 0 Fees 1 Ins None N/A 20.3% 21% 95
Microcreditos 20.0%-26.9% annual, Decl Bal 0 Fees 1 Ins None N/A 22.3% - 27.3% 23.1% - 28% 80
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001162
CEPESIU2,000939,0004162
COAC 4 Octubre2,2005,771,0002162
COAC Ambato1,30016,415,0002162
COAC FondVida2,5004,200,0004162
COAC LaBenefica2,5008,482,0006162
COAC MCCH5,30010,020,0002162
COAC Nacional30,70027,129,0002162
COAC San José10,40029,133,0005162
COAC SanAntonio1,0002,384,0003162
COAC SantaAnita2,0002,532,0006162
Codesarrollo14,40040,328,0007162
Coop San Miguel1,8004,754,0005159
CooP VPR7001,052,0004162
Cooprogreso7,90032,244,0004162
Credi Fe100,900380,039,0004162
D^Miro36,90027,692,0009155
DECOF2,200705,0002162
Espoir62,10021,036,0005162
FODEMI28,20012,924,0003162
Fundacion Alternativa4,3005,545,0002162
FUNDAMIC2,0001,468,0002162
INSOTEC7,0006,047,0004162
Luz del Valle6,40011,300,0003162
ProCredit43,800211,941,0002162
PS Ambato5,6002,771,0001162
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Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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