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Institution

San Miguel de los Bancos AV. 17 DE JULIO Y JAIME ROLDOSSAN MIGUEL DE LOS BANCOSPichincha
Data approved: 2011-02-09
Data version: 1
Age of data: 159 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addresshttp://WWW.COACSANMIGUEL.FIN.EC/
Year established1995
Head of InstitutionSULEMA PIZARRO CANDO
Regions active
# Branches3

Total Portfolio (nat'l)USD 4,602,402.64
Total Portfolio (USD)USD 4,602,402.64
Active clients with loans1,953
Approximate % female clients20% - 40%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Loan Products » Summary

749 Borrowers
USD 1,659,418.25 Portfolio
Active Product
53 Borrowers
USD 397,481.11 Portfolio
Active Product
621 Borrowers
USD 1,495,211.67 Portfolio
Active Product
359 Borrowers
USD 1,107,861.69 Portfolio
Active Product
32 Borrowers
USD 94,986.44 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito de Consumo USD 250 - 8,000 4 - 30 20% - 40% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Credito de Vivienda USD 8,001 - 17,000 38 - 58 20% - 40% 60% - 80% Housing, Compra de terreno, casa, apartamentos, Construccion y mejora de casa Women, Men, Have business, Have home or land, Salaried worker Credit Ins
Micro Juanita Individual USD 250 - 17,000 4 - 56 40% - 60% 60% - 80% Business Women, Men, Have business, DEPENDE DEL MONTO PRESENTA COPIAS DE UN BIEN INMUEBLE. Credit Ins
Microcreditos USD 250 - 17,000 4 - 56 20% - 40% 60% - 80% Business Women, Men, Have business, DEPENDE DEL MONTO PRESENTA COPIAS DEL BIEN INMUEBLE. Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito de Consumo 15.2% annual, Decl Bal 0 Fees 1 Ins None 9.0% upfront 15.4% 18.7% - 19.2% 79
Credito de Vivienda 10.8% annual, Decl Bal 1 Fee 0 Ins None 9.0% upfront 10.9% 13.8% 78
Micro Juanita Individual 20.0%-26.9% annual, Decl Bal 0 Fees 1 Ins None N/A 20.3% 21% 95
Microcreditos 20.0%-26.9% annual, Decl Bal 0 Fees 1 Ins None N/A 22.3% - 27.3% 23.1% - 28% 80
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
KBL468,300120,082,00016106
KF233,60041,416,0004105
NRSP399,90070,157,0003106
ASA230,40029,637,0003106
TMFB221,20085,449,0007106
FMFB163,54438,481,3239124
TRDP100,00013,817,0003106
PRSP75,6569,907,1763124
BRAC^P57,30011,869,0003106
SRSO51,1007,775,0003106
SSF46,0004,776,0003106
FINCA82,00043,559,0009106
JWS36,0006,545,0002106
RCDS35,5524,856,1224124
DAMEN35,1857,150,8641124
FFO22,4003,335,0003106
OLP21,4003,510,0003106
CSC17,6003,147,0001106
AMRDO13,8001,206,0005106
WMBL13,8006,105,0003106
Mojaz13,4002,415,0002106
SDF11,5001,041,0004106
POMFB8,5002,795,0004106
OPD7,500918,0002106
AGAHE7,300797,0002106
NRDP6,1841,521,9723124
GBTI6,100669,0003124
WASIL4,3001,135,0002106
Micro Options4,000768,0005106
VDO3,900489,0003124
SVDP3,900811,00013124
SRDO3,500766,0004106
OSDI2,000923,0003106
APMBL1,8001,401,0003106
BEDF1,400209,0003124
KCDO80094,0001124
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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