Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001159
CEPESIU2,000939,0004159
COAC 4 Octubre2,2005,771,0002159
COAC Ambato1,30016,415,0002159
COAC FondVida2,5004,200,0004159
COAC LaBenefica2,5008,482,0006159
COAC MCCH5,30010,020,0002159
COAC Nacional30,70027,129,0002159
COAC San José10,40029,133,0005159
COAC SanAntonio1,0002,384,0003159
COAC SantaAnita2,0002,532,0006159
Codesarrollo14,40040,328,0007159
Coop San Miguel1,8004,754,0005156
CooP VPR7001,052,0004159
Cooprogreso7,90032,244,0004159
Credi Fe100,900380,039,0004159
D^Miro36,90027,692,0009152
DECOF2,200705,0002159
Espoir62,10021,036,0005159
FODEMI28,20012,924,0003159
Fundacion Alternativa4,3005,545,0002159
FUNDAMIC2,0001,468,0002159
INSOTEC7,0006,047,0004159
Luz del Valle6,40011,300,0003159
ProCredit43,800211,941,0002159
PS Ambato5,6002,771,0001159
  2. HKL
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Institution

Hattha Kaksekar Limited No 606, st 271,Sangkat Phsar Deum Thkouv, Khan ChamkamornPhnom Penh, CambodiaPO Box 855
Data approved: 2013-03-20
Data version: 3
Age of data: 128 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.hkl.com.kh/
Year established1994
Head of InstitutionHout Ieng Tong
Regions activeBanteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh Kong, KepKratié, Mondulkiri , Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey Veng, RatanakiriSiem Reap, Stung Treng, Svay Rieng, Takéo
# Branches123

Total Portfolio (nat'l)KHR 431,386,000,000
Total Portfolio (USD)USD 109,211,645.60
Active clients with loans74,429
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsCambodia Microfinance Association (CMA)
FundersSIDI and Dr. Dy Davuth, Norfund, Triple Jump, Oiko Credit

Loan Products » Summary

Medium
13,784 Borrowers
USD 45,241,769.30 Portfolio
Active Product
Micro
32,872 Borrowers
USD 14,489,013.87 Portfolio
Active Product
Small
26,825 Borrowers
USD 34,112,203.10 Portfolio
Active Product
Large Loans
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Medium Loans USD 2,501 - 10,000 3 - 36 60% - 80% 60% - 80% Business, Housing, Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group
Micro Loans USD 50 - 1,000 3 - 15 80% - 100% 0% - 20% Business, Housing, Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group
Small Loans USD 1,001 - 2,500 3 - 24 60% - 80% 0% - 20% Business, Housing, Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Medium Loans 21.6%-30.0% annual, Decl Bal 0 Fees 0 Ins None N/A 21.4% - 26.5% 21.4% - 26.5% 92
Micro Loans 30.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 30% - 34.8% 30% - 34.8% 93
Small Loans 22.8%-33.6% annual, Decl Bal 0 Fees 0 Ins None N/A 24.1% - 32.4% 24.1% - 32.4% 82
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