| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Banco Solidario | 79,700 | 221,716,000 | 1 | 153 |
| CEPESIU | 2,000 | 939,000 | 4 | 153 |
| COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 153 |
| COAC Ambato | 1,300 | 16,415,000 | 2 | 153 |
| COAC FondVida | 2,500 | 4,200,000 | 4 | 153 |
| COAC LaBenefica | 2,500 | 8,482,000 | 6 | 153 |
| COAC MCCH | 5,300 | 10,020,000 | 2 | 153 |
| COAC Nacional | 30,700 | 27,129,000 | 2 | 153 |
| COAC San José | 10,400 | 29,133,000 | 5 | 153 |
| COAC SanAntonio | 1,000 | 2,384,000 | 3 | 153 |
| COAC SantaAnita | 2,000 | 2,532,000 | 6 | 153 |
| Codesarrollo | 14,400 | 40,328,000 | 7 | 153 |
| Coop San Miguel | 1,800 | 4,754,000 | 5 | 150 |
| CooP VPR | 700 | 1,052,000 | 4 | 153 |
| Cooprogreso | 7,900 | 32,244,000 | 4 | 153 |
| Credi Fe | 100,900 | 380,039,000 | 4 | 153 |
| D^Miro | 36,900 | 27,692,000 | 9 | 146 |
| DECOF | 2,200 | 705,000 | 2 | 153 |
| Espoir | 62,100 | 21,036,000 | 5 | 153 |
| FODEMI | 28,200 | 12,924,000 | 3 | 153 |
| Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 153 |
| FUNDAMIC | 2,000 | 1,468,000 | 2 | 153 |
| INSOTEC | 7,000 | 6,047,000 | 4 | 153 |
| Luz del Valle | 6,400 | 11,300,000 | 3 | 153 |
| ProCredit | 43,800 | 211,941,000 | 2 | 153 |
| PS Ambato | 5,600 | 2,771,000 | 1 | 153 |
| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | No |
| Website address | http://WWW.COACSANMIGUEL.FIN.EC/ |
| Year established | 1995 |
| Head of Institution | SULEMA PIZARRO CANDO |
| Regions active | |
| # Branches | 3 |
| Total Portfolio (nat'l) | USD 4,602,402.64 |
| Total Portfolio (USD) | USD 4,602,402.64 |
| Active clients with loans | 1,953 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credito de Consumo | USD 250 - 8,000 | 4 - 30 | 20% - 40% | 40% - 60% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
| Credito de Vivienda | USD 8,001 - 17,000 | 38 - 58 | 20% - 40% | 60% - 80% | Housing, Compra de terreno, casa, apartamentos, Construccion y mejora de casa | Women, Men, Have business, Have home or land, Salaried worker | Credit Ins | |||||||
| Micro Juanita Individual | USD 250 - 17,000 | 4 - 56 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business, DEPENDE DEL MONTO PRESENTA COPIAS DE UN BIEN INMUEBLE. | Credit Ins | |||||||
| Microcreditos | USD 250 - 17,000 | 4 - 56 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business, DEPENDE DEL MONTO PRESENTA COPIAS DEL BIEN INMUEBLE. | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credito de Consumo | 15.2% annual, Decl Bal | 0 Fees | 1 Ins | None | 9.0% upfront | 15.4% | 18.7% - 19.2% | 79 | ||||||||
| Credito de Vivienda | 10.8% annual, Decl Bal | 1 Fee | 0 Ins | None | 9.0% upfront | 10.9% | 13.8% | 78 | ||||||||
| Micro Juanita Individual | 20.0%-26.9% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 20.3% | 21% | 95 | ||||||||
| Microcreditos | 20.0%-26.9% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.3% - 27.3% | 23.1% - 28% | 80 |
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| % Products with compulsory deposits |
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