Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Banco Solidario | 79,700 | 221,716,000 | 1 | 157 |
CEPESIU | 2,000 | 939,000 | 4 | 157 |
COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 157 |
COAC Ambato | 1,300 | 16,415,000 | 2 | 157 |
COAC FondVida | 2,500 | 4,200,000 | 4 | 157 |
COAC LaBenefica | 2,500 | 8,482,000 | 6 | 157 |
COAC MCCH | 5,300 | 10,020,000 | 2 | 157 |
COAC Nacional | 30,700 | 27,129,000 | 2 | 157 |
COAC San José | 10,400 | 29,133,000 | 5 | 157 |
COAC SanAntonio | 1,000 | 2,384,000 | 3 | 157 |
COAC SantaAnita | 2,000 | 2,532,000 | 6 | 157 |
Codesarrollo | 14,400 | 40,328,000 | 7 | 157 |
Coop San Miguel | 1,800 | 4,754,000 | 5 | 153 |
CooP VPR | 700 | 1,052,000 | 4 | 157 |
Cooprogreso | 7,900 | 32,244,000 | 4 | 157 |
Credi Fe | 100,900 | 380,039,000 | 4 | 157 |
D^Miro | 36,900 | 27,692,000 | 9 | 149 |
DECOF | 2,200 | 705,000 | 2 | 157 |
Espoir | 62,100 | 21,036,000 | 5 | 157 |
FODEMI | 28,200 | 12,924,000 | 3 | 157 |
Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 157 |
FUNDAMIC | 2,000 | 1,468,000 | 2 | 157 |
INSOTEC | 7,000 | 6,047,000 | 4 | 157 |
Luz del Valle | 6,400 | 11,300,000 | 3 | 157 |
ProCredit | 43,800 | 211,941,000 | 2 | 157 |
PS Ambato | 5,600 | 2,771,000 | 1 | 157 |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1999 |
Head of Institution | Teshome Yohannes Dayesso |
Regions active | |
# Branches | 23 |
Total Portfolio (nat'l) | ETB 76,548,872 |
Total Portfolio (USD) | USD 4,160,264.78 |
Active clients with loans | 48,908 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | AEMFI, MAIN |
Funders | Terrafina Microfinance, SOS-FAIM, WSM, CIDR |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Employee Loan | ETB 500 - 10,000 | 6 - 24 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men, Salaried worker | ||||||||
General Purpose Loan - Homa Homa - Regular | ETB 200 - 5,000 | 6 - 24 | 80% - 100% | 80% - 100% | Business | Women, Men | Group Mtgs | |||||||
General Purpose Loan - Homa Homa - Term | ETB 200 - 5,000 | 6 - 12 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men | Group Mtgs | |||||||
General Purpose Loan - Homa Homa - Variable | ETB 200 - 5,000 | 6 - 12 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men | Group Mtgs |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Employee Loan | 12.6% annual, Flat | 1 Fee | 0 Ins | None | 5.0% upfront | 23.2% | 24.9% | 51 | ||||||||
General Purpose Loan - Homa Homa - Regular | 18.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront 10.00 ongoing | 32% - 35.3% | 39% - 45.7% | 43 | ||||||||
General Purpose Loan - Homa Homa - Term | 30.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront 10.00 ongoing | 34.1% - 34.2% | 38.6% - 41.8% | 76 | ||||||||
General Purpose Loan - Homa Homa - Variable | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront 10.00 ongoing | 35.4% - 39.3% | 41.7% - 46.9% | 54 |
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