Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001144
CEPESIU2,000939,0004144
COAC 4 Octubre2,2005,771,0002144
COAC Ambato1,30016,415,0002144
COAC FondVida2,5004,200,0004144
COAC LaBenefica2,5008,482,0006144
COAC MCCH5,30010,020,0002144
COAC Nacional30,70027,129,0002144
COAC San José10,40029,133,0005144
COAC SanAntonio1,0002,384,0003144
COAC SantaAnita2,0002,532,0006144
Codesarrollo14,40040,328,0007144
Coop San Miguel1,8004,754,0005141
CooP VPR7001,052,0004144
Cooprogreso7,90032,244,0004144
Credi Fe100,900380,039,0004144
D^Miro36,90027,692,0009137
DECOF2,200705,0002144
Espoir62,10021,036,0005144
FODEMI28,20012,924,0003144
Fundacion Alternativa4,3005,545,0002144
FUNDAMIC2,0001,468,0002144
INSOTEC7,0006,047,0004144
Luz del Valle6,40011,300,0003144
ProCredit43,800211,941,0002144
PS Ambato5,6002,771,0001144
Please note that the information you are viewing is 117 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Opportunity Bank of Malawi Private Bag A71Lilongwe, Central
Data approved: 2012-11-29
Data version: 2
Age of data: 117 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.oibm.mw/
Year established2003
Head of InstitutionCosmus Kowuoche
Regions activeDedza, Dowa, Kasungu, Lilongwe, Mchinji, Nkhotakota, Salima, ChitipaKaronga, Mzimba, Nkhata Bay, Rumphi, Blantyre, ChikwawaMangochi, Mulanje
# Branches33

Total Portfolio (nat'l)MWK 3,598,720,264
Total Portfolio (USD)USD 9,227,487.86
Active clients with loans52,649
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsOpportunity International, MAMN, Bankers Association of Malawi
FundersOpportunity Transformation Investment, Opportunity Microfinance Investment, Trust for Transformation, Africap

Loan Products » Summary

10,659 Borrowers
USD 1,894,842.67 Portfolio
Active Product
34,795 Borrowers
USD 1,628,382.90 Portfolio
Active Product
2,306 Borrowers
USD 1,668,409 Portfolio
Active Product
3,548 Borrowers
USD 1,315,788.54 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan MWK 200,000 - 50,000,000 3 - 48 20% - 40% 0% - 20% Business Women, Men, Running a farming enterprise Credit Educ, Group Mtgs, Credit Ins, Business Training
Masiko (Group) Loan MWK 140,000 - 2,800,000 4 - 9 40% - 60% 20% - 40% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training
Mzati (Individual) Loan MWK 50,000 - 1,000,000 3 - 12 40% - 60% 40% - 60% Business Women, Men, Have business, Have home or land, Must have assets as collateral Credit Educ, Credit Ins, Business Training, Other Training, Social Issues Training (HIV/AIDS, Gender, Vision Building),, Mthunzi (Shelter) Insurance
Payroll Loan MWK 15,000 - 4,000,000 3 - 48 20% - 40% 40% - 60% Any Purpose Women, Men, Salaried worker, Age must be above 18 years Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 37.00%-40.00% annual, Decl Bal 1 Fee 0 Ins None 15.00% upfront 33.6% - 33.9% 38.7% - 39% 95
Masiko (Group) Loan 48.75% annual, Flat 1 Fee 0 Ins None 15.00% upfront 72.5% - 74.7% 90.5% - 94.1% 52
Mzati (Individual) Loan 42.00% annual, Flat 2 Fees 1 Ins None 15.00% upfront 70% - 111.5% 92.3% - 144.5% 39
Payroll Loan 45.00% annual, Decl Bal 1 Fee 0 Ins None N/A 34.7% - 45.7% 34.7% - 45.7% 100
Institution Price Graph
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