Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Banco Solidario | 79,700 | 221,716,000 | 1 | 162 |
CEPESIU | 2,000 | 939,000 | 4 | 162 |
COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 162 |
COAC Ambato | 1,300 | 16,415,000 | 2 | 162 |
COAC FondVida | 2,500 | 4,200,000 | 4 | 162 |
COAC LaBenefica | 2,500 | 8,482,000 | 6 | 162 |
COAC MCCH | 5,300 | 10,020,000 | 2 | 162 |
COAC Nacional | 30,700 | 27,129,000 | 2 | 162 |
COAC San José | 10,400 | 29,133,000 | 5 | 162 |
COAC SanAntonio | 1,000 | 2,384,000 | 3 | 162 |
COAC SantaAnita | 2,000 | 2,532,000 | 6 | 162 |
Codesarrollo | 14,400 | 40,328,000 | 7 | 162 |
Coop San Miguel | 1,800 | 4,754,000 | 5 | 159 |
CooP VPR | 700 | 1,052,000 | 4 | 162 |
Cooprogreso | 7,900 | 32,244,000 | 4 | 162 |
Credi Fe | 100,900 | 380,039,000 | 4 | 162 |
D^Miro | 36,900 | 27,692,000 | 9 | 155 |
DECOF | 2,200 | 705,000 | 2 | 162 |
Espoir | 62,100 | 21,036,000 | 5 | 162 |
FODEMI | 28,200 | 12,924,000 | 3 | 162 |
Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 162 |
FUNDAMIC | 2,000 | 1,468,000 | 2 | 162 |
INSOTEC | 7,000 | 6,047,000 | 4 | 162 |
Luz del Valle | 6,400 | 11,300,000 | 3 | 162 |
ProCredit | 43,800 | 211,941,000 | 2 | 162 |
PS Ambato | 5,600 | 2,771,000 | 1 | 162 |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.celim.it/ |
Year established | 2008 |
Head of Institution | Elisa Morrone |
Regions active | |
# Branches | 2 |
Total Portfolio (nat'l) | ZMK 2,360,550,702 |
Total Portfolio (USD) | USD 456,145.06 |
Active clients with loans | 1,559 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Amiz, Mix Market |
Funders | Rural Finance Programme/IFAD, European Union, CeLIM NGO |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Input Loan | ZMK 2,000,000 - 6,000,000 | 10 - 11 | 20% - 40% | 0% - 20% | Business, Agriculture | Women, Men, Small scale farmers, minimum one hectare | Business Training, Microcredit Scheme | |||||||
Individual Loan | ZMK 500,000 - 7,000,000 | 4 - 12 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Ins, Household Approach, Monthly follow up of clients | |||||||
Salary Backed Loan | ZMK 500,000 - 7,000,000 | 2 - 10 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Salaried worker | ||||||||
Solidarity Group Loan | ZMK 400,000 - 1,200,000 | 4 - 10 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Record Keeping Training, Household Approach Training, Monthly Monitoring |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Input Loan | 42.0% annual, Flat | 0 Fees | 1 Ins | None | N/A | 56.6% - 56.8% | 64.4% - 64.6% | 65 | ||||||||
Individual Loan | 48.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 69.7% - 82.9% | 69.7% - 82.9% | 62 | ||||||||
Salary Backed Loan | 30.0%-42.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 48.9% - 50.6% | 48.9% - 50.6% | 60 | ||||||||
Solidarity Group Loan | 42.0%-60.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 68.6% - 96% | 68.6% - 96% | 50 |
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