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Institution

Addis Credit and Savings Institution Head OfficeAddis AbabaPO Box 5667
Data approved: 2012-01-13
Data version: 1
Age of data: 120 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.adcsi.org/
Year established2001
Head of InstitutionAwash Abetew
Regions active
# Branches134

Total Portfolio (nat'l)ETB 566,826,000
Total Portfolio (USD)USD 30,805,760.87
Active clients with loans156,148
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsAEMFI, MAIN
FundersCity Government, Global Fund

Loan Products » Summary

10,644 Borrowers
USD 2,762,338.26 Portfolio
Active Product
165,464 Borrowers
USD 28,084,435.05 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan ETB 700 - 250,000 6 - 18 20% - 40% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits
Micro & Small Business Loan ETB 700 - 1,000,000 7 - 36 40% - 60% 80% - 100% Business Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 10.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 17.3% - 20.4% 19.8% - 23.8% 46
Micro & Small Business Loan 10.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 17.7% - 19.9% 20.5% - 23.1% 45
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002119
Ahantaman RB23,8009,896,0004101
APED13,7001,876,0002101
ASA Initiative4,400577,0004101
ASA-Ghana71,60018,385,0002101
ASPI80088,0006101
Atwima Kwanwoma3,8001,788,0002101
Baobab5,100967,0002101
BestFUND13,0004,172,0003101
Bonzali Rural10,4001,691,0004119
CashPhase83135,0002101
CASUD1,100524,0001101
CEDEF50054,0004101
CFF10013,0001101
CRAN3,6001,019,0002101
DQF1,70063,0002101
EASL9,20011,409,0006101
East Mamprusi12,5002,268,0004101
ELDA000101
EMPRETEC Ghana20056,0002101
FASL13,50014,047,0008101
Grameen Ghana9,500507,0003101
ID-Ghana5,600953,0003101
Innovative Finance2,700354,0003101
Kraban Support7,700781,0005119
KRB4,0006,350,0003101
Lower Pra RB34,0006,316,0003119
Maata-N-Tudu12,000941,0004101
Mail Finance300288,0001101
Markaz000101
Markaz Al Bishara10017,0001101
MicrofinPlus Gh1,100251,0002101
Nwabiagya RB4,0002,265,0003101
OISL62,00027,232,0009101
Pro Credit000101
Rich Step100101,0001101
SAT147,60029,359,0004101
Sekam Trust600137,0002101
Simli Pong8,900463,0003119
SS Ghana20035,0001101
TCCU10032,0003101
The Bridge40032,0003119
Union RB3,8002,361,0004101
Caps / Zoom options
Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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