| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.adcsi.org/ |
| Year established | 2001 |
| Head of Institution | Awash Abetew |
| Regions active | |
| # Branches | 134 |
| Total Portfolio (nat'l) | ETB 566,826,000 |
| Total Portfolio (USD) | USD 30,805,760.87 |
| Active clients with loans | 156,148 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | AEMFI, MAIN |
| Funders | City Government, Global Fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | ETB 700 - 250,000 | 6 - 18 | 20% - 40% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
| Micro & Small Business Loan | ETB 700 - 1,000,000 | 7 - 36 | 40% - 60% | 80% - 100% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 10.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront | 17.3% - 20.4% | 19.8% - 23.8% | 46 | ||||||||
| Micro & Small Business Loan | 10.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront | 17.7% - 19.9% | 20.5% - 23.1% | 45 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 110 |
| AKIBA | 26,900 | 36,852,000 | 4 | 124 |
| BELITA | 5,800 | 492,000 | 1 | 124 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 124 |
| F & K Finance | 0 | 38,000 | 1 | 146 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 106 |
| FMFC | 1,500 | 392,000 | 6 | 124 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 124 |
| Mbinga | 1,000 | 2,986,000 | 3 | 124 |
| MCBL | 3,600 | 2,837,000 | 6 | 124 |
| MDF Tanzania | 600 | 148,000 | 1 | 124 |
| NMB | 45,100 | 74,528,000 | 1 | 124 |
| Opportunity | 8,600 | 3,018,000 | 3 | 124 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 124 |
| PTF | - | N/A | 124 | |
| Selfina | 8,000 | 3,773,000 | 2 | 146 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 124 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 117 |
| Victoria | 100 | 377,000 | 3 | 146 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 146 |
| Key Statistics | |
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| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
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