| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1996 |
| Head of Institution | Sentayehu Ketema |
| Regions active | |
| # Branches | 9 |
| Total Portfolio (nat'l) | ETB 17,886,789 |
| Total Portfolio (USD) | USD 972,108.10 |
| Active clients with loans | 5,015 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | AEMFI, MAIN |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumption Loan | ETB 2,000 - 10,000 | 12 - 24 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men, Salaried worker | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
| Group Loan | ETB 2,500 - 10,000 | 1 - 12 | 60% - 80% | 80% - 100% | Any Purpose | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
| Individual Loan | ETB 2,500 - 80,000 | 12 - 36 | 60% - 80% | 80% - 100% | Any Purpose | Women, Men | Credit Educ, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumption Loan | 10.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 18.1% - 22.1% | 18.1% - 22.1% | 51 | ||||||||
| Group Loan | 11.5% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 24.2% - 24.5% | 24.2% - 24.5% | 47 | ||||||||
| Individual Loan | 11.5% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 21.2% - 24.3% | 21.2% - 24.3% | 51 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACSI | 682,200 | 103,172,000 | 5 | 139 |
| ADCSI | 176,100 | 30,846,000 | 2 | 140 |
| BG | 47,000 | 4,048,000 | 4 | 139 |
| DECSI | 361,000 | 96,304,000 | 7 | 139 |
| Dire | 4,900 | 828,000 | 4 | 139 |
| DMCPSC | 1,200 | 69,000 | 1 | 139 |
| Eshet | 18,800 | 2,392,000 | 3 | 139 |
| Harbu | 22,400 | 1,757,000 | 2 | 139 |
| Meklit | 12,200 | 1,395,000 | 4 | 139 |
| Metemamen | 10,500 | 650,000 | 6 | 139 |
| OCSSCO | 502,700 | 69,565,000 | 3 | 139 |
| OMO | 323,600 | 31,385,000 | 4 | 139 |
| PEACE | 17,200 | 2,462,000 | 3 | 139 |
| SFPI | 33,600 | 2,750,000 | 3 | 139 |
| Sidama | 53,400 | 1,162,000 | 6 | 139 |
| Wasasa | 49,300 | 5,798,000 | 4 | 139 |
| Wisdom MFI | 45,300 | 5,500,000 | 6 | 136 |
| Key Statistics | |
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| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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