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Institution

Dire Microfinance Head OfficeDire DawaPO Box 2859
Data approved: 2011-12-23
Data version: 1
Age of data: 116 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1996
Head of InstitutionSentayehu Ketema
Regions active
# Branches9

Total Portfolio (nat'l)ETB 17,886,789
Total Portfolio (USD)USD 972,108.10
Active clients with loans5,015
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsAEMFI, MAIN
Funders

Loan Products » Summary

317 Borrowers
USD 88,673.91 Portfolio
Active Product
4,437 Borrowers
USD 534,575 Portfolio
Active Product
187 Borrowers
USD 152,923.91 Portfolio
Active Product
38 Borrowers
USD 52,092.39 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumption Loan ETB 2,000 - 10,000 12 - 24 20% - 40% 80% - 100% Any Purpose Women, Men, Salaried worker Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Group Loan ETB 2,500 - 10,000 1 - 12 60% - 80% 80% - 100% Any Purpose Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Individual Loan ETB 2,500 - 80,000 12 - 36 60% - 80% 80% - 100% Any Purpose Women, Men Credit Educ, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumption Loan 10.0% annual, Decl Bal 1 Fee 0 Ins None N/A 18.1% - 22.1% 18.1% - 22.1% 51
Group Loan 11.5% annual, Decl Bal 1 Fee 0 Ins None N/A 24.2% - 24.5% 24.2% - 24.5% 47
Individual Loan 11.5% annual, Decl Bal 1 Fee 0 Ins None N/A 21.2% - 24.3% 21.2% - 24.3% 51
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002116
Ahantaman RB23,8009,896,000498
APED13,7001,876,000298
ASA Initiative4,400577,000498
ASA-Ghana71,60018,385,000298
ASPI80088,000698
Atwima Kwanwoma3,8001,788,000298
Baobab5,100967,000298
BestFUND13,0004,172,000398
Bonzali Rural10,4001,691,0004116
CashPhase83135,000298
CASUD1,100524,000198
CEDEF50054,000498
CFF10013,000198
CRAN3,6001,019,000298
DQF1,70063,000298
EASL9,20011,409,000698
East Mamprusi12,5002,268,000498
ELDA00098
EMPRETEC Ghana20056,000298
FASL13,50014,047,000898
Grameen Ghana9,500507,000398
ID-Ghana5,600953,000398
Innovative Finance2,700354,000398
Kraban Support7,700781,0005116
KRB4,0006,350,000398
Lower Pra RB34,0006,316,0003116
Maata-N-Tudu12,000941,000498
Mail Finance300288,000198
Markaz00098
Markaz Al Bishara10017,000198
MicrofinPlus Gh1,100251,000298
Nwabiagya RB4,0002,265,000398
OISL62,00027,232,000998
Pro Credit00098
Rich Step100101,000198
SAT147,60029,359,000498
Sekam Trust600137,000298
Simli Pong8,900463,0003116
SS Ghana20035,000198
TCCU10032,000398
The Bridge40032,0003116
Union RB3,8002,361,000498
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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