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Institution

Dire Microfinance Head OfficeDire DawaPO Box 2859
Data approved: 2011-12-23
Data version: 1
Age of data: 131 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1996
Head of InstitutionSentayehu Ketema
Regions active
# Branches9

Total Portfolio (nat'l)ETB 17,886,789
Total Portfolio (USD)USD 972,108.10
Active clients with loans5,015
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsAEMFI, MAIN
Funders

Loan Products » Summary

317 Borrowers
USD 88,673.91 Portfolio
Active Product
4,437 Borrowers
USD 534,575 Portfolio
Active Product
187 Borrowers
USD 152,923.91 Portfolio
Active Product
38 Borrowers
USD 52,092.39 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumption Loan ETB 2,000 - 10,000 12 - 24 20% - 40% 80% - 100% Any Purpose Women, Men, Salaried worker Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Group Loan ETB 2,500 - 10,000 1 - 12 60% - 80% 80% - 100% Any Purpose Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Individual Loan ETB 2,500 - 80,000 12 - 36 60% - 80% 80% - 100% Any Purpose Women, Men Credit Educ, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumption Loan 10.0% annual, Decl Bal 1 Fee 0 Ins None N/A 18.1% - 22.1% 18.1% - 22.1% 51
Group Loan 11.5% annual, Decl Bal 1 Fee 0 Ins None N/A 24.2% - 24.5% 24.2% - 24.5% 47
Individual Loan 11.5% annual, Decl Bal 1 Fee 0 Ins None N/A 21.2% - 24.3% 21.2% - 24.3% 51
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,0001113
AMPL000113
Arman41,500529,107,0001113
Arohan43,5008,091,0002113
ASA INDIA164,00015,380,0001113
Asirvad113,50019,328,0001113
Asmitha1,114,800217,867,0001113
Bandhan4,048,600674,564,0005113
Belstar123,00023,945,000292
BSFL275,20031,590,0003113
Chaitanya20,7003,748,0003113
Disha Microfin69,00014,332,0002113
Equitas1,220,000186,415,0004113
ESAF354,20043,500,0005113
FFSL150,60035,719,0002113
Fusion66,8009,820,0002113
Grama Vidiyal738,200102,101,0001113
Grameen Koota586,60083,555,00015115
Janalakshmi506,000119,077,0002113
L & T Finance399,80037,199,0001113
MFL331,80049,083,0001113
MMFL175,00023,752,0002113
Mpower13,6002,263,0002113
Sahayata000113
Saija24,7004,682,0002113
Samasta45,5004,809,0002113
Satin405,60090,174,0002113
SCCI115,60015,910,0002113
Share2,195,400376,727,0001113
SKS3,409,000355,029,0002113
SMILE360,20056,927,0001113
SNFL9,4001,779,0001113
Sonata Finance158,20022,724,0003115
Spandana533,400147,240,0002113
Suryoday78,60014,713,0003113
SVCL118,20018,886,0001113
Swadhaar92,80017,166,0003113
Trident68,7008,852,0001113
Ujjivan913,300160,848,0005113
Utkarsh168,60025,915,0003113
VFS175,40019,264,0002113
Asomi50,3004,743,0002146
AES India3,600286,0001146
Arth2,900611,0002146
Asomi50,3004,743,0002146
Barasat GS1,10099,508.021146
BJS6,000468,0001146
Cashpor417,00050,452,0001144
Credible10,0001,669,540.362146
DIBAKAR1,800145,0001144
GOF65,2005,388,0004144
Hope62,6004,407,0001142
Jaago2,700237,0001143
LOK4,900573,0001144
Nano25,6003,660,0002146
NBSAAVS28,1002,821,0001142
Nirantara8,200917,0002144
Parama7,100482,0001144
Pragathi26,2004,579,0006144
PWMACS36,5005,946,0001144
Saadhana90,90012,046,0002144
Sambhav1,500183,0003144
Seba Rahara6,700468,0001144
SU61,1005,498,0001144
Swayanshree7,900918,0002144
Vikas Samiti1,600168,0001144
Vistaar4,3001,157,0002142
We The People1,100244,0002144
WEMCS1,10085,0001144
Yukti1,10099,0002144
Caps / Zoom options
Key Statistics
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# Institutions
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# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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