Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 110 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Eshet MFI Head OfficeAddis AbabaPO Box 23923
Data approved: 2011-12-23
Data version: 1
Age of data: 150 months

Institution

AfricaWorks Fialho de Almeida 69Maputo
Data approved: 2015-03-20
Data version: 3
Age of data: 110 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2000
Head of InstitutionMerga Bekele
Regions active
# Branches12

Total Portfolio (nat'l)ETB 44,028,216
Total Portfolio (USD)USD 2,392,837.83
Active clients with loans24,199
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAEMFI, MAIN
FundersRUFIP, Oxfam Novib

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2008
Head of InstitutionClaudien Nsengimana
Regions activeMaputo Capital, Maputo Province, Inhambane, Gaza, Manica, Tete
# Branches10

Total Portfolio (nat'l)MZN 62,320,291.50
Total Portfolio (USD)USD 1,843,795.61
Active clients with loans6,526
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsAMOMIF, MIX
FundersPartners Worldwide

Loan Products » Summary

1,827 Borrowers
USD 167,498.64 Portfolio
Active Product
528 Borrowers
USD 143,570.27 Portfolio
Active Product
16,472 Borrowers
USD 2,081,768.91 Portfolio
Active Product

Loan Products » Summary

5,679 Borrowers
USD 1,181,791.61 Portfolio
Active Product
221 Borrowers
USD 147,837.70 Portfolio
Low Volume Product
275 Borrowers
USD 424,140.85 Portfolio
Low Volume Product
22 Borrowers
USD 14,790.64 Portfolio
Low Volume Product
248 Borrowers
USD 33,284.02 Portfolio
Low Volume Product
31 Borrowers
USD 35,339.11 Portfolio
Low Volume Product
35 Borrowers
USD 1,069.65 Portfolio
Low Volume Product
15 Borrowers
USD 5,542.03 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan ETB 500 - 7,500 6 - 18 40% - 60% 80% - 100% Business Women, Men Credit Educ, Group Mtgs, Credit Ins
Employee Loan ETB 500 - 10,000 6 - 18 20% - 40% 80% - 100% Any Purpose Women, Men, Salaried worker Credit Ins
Rural Agricultural Loan ETB 500 - 7,500 6 - 12 20% - 40% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Grupo Comunitario MZN 3,000 - 30,000 4 - 6 60% - 80% 60% - 80% Business Women, Men, Have business, Specific age group Credit Educ, Group Mtgs, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 18.0% annual, Flat 0 Fees 1 Ins None 5.0% upfront 10.00 ongoing 31.2% - 32.3% 35.8% - 37.7% 49
Employee Loan 15.0% annual, Flat 0 Fees 1 Ins None N/A 26.4% - 27.5% 28.4% - 29.9% 51
Rural Agricultural Loan 24.0% annual, Flat 0 Fees 1 Ins None 5.0% upfront 10.00 ongoing 24.1% 26.6% - 26.8% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Grupo Comunitario 52.0% annual, Flat 0 Fees 0 None 10.0%-20.0% upfront 71.3% - 82.2% 83% - 105.8% 55

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 18.0% annual, Flat 0 Fees 1 Ins Ins None 5.0% upfront 10.00 ongoing 31.2% - 32.3% 35.8% - 37.7% 49
Employee Loan 15.0% annual, Flat 0 Fees 1 Ins Ins None N/A 26.4% - 27.5% 28.4% - 29.9% 51
Rural Agricultural Loan 24.0% annual, Flat 0 Fees 1 Ins Ins None 5.0% upfront 10.00 ongoing 24.1% 26.6% - 26.8% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Grupo Comunitario 52.0% annual, Flat 0 Fees 0 None 10.0%-20.0% upfront 71.3% - 82.2% 83% - 105.8% 55
Institution Price Graph
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to