Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2005 |
Head of Institution | Mr Tesfaye Befekadu |
Regions active | |
# Branches | 13 |
Total Portfolio (nat'l) | ETB 32,345,500 |
Total Portfolio (USD) | USD 1,757,907.61 |
Active clients with loans | 22,473 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 60% - 80% |
Network affiliations | AEMFI, MAIN |
Funders | Terrafina, SOS Faim, Promic, KNH |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan | ETB 1,000 - 6,000 | 8 - 12 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Business Training | |||||||
Installment loan | ETB 1,000 - 8,000 | 6 - 12 | 60% - 80% | 60% - 80% | Any Purpose | Women, Men | Credit Educ, Group Mtgs |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 1.00% ongoing | 19.7% - 19.8% | 21.7% - 22.6% | 81 | ||||||||
Installment loan | 13.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 1.00% ongoing | 29% - 29.1% | 36.7% - 36.9% | 35 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACLEDA | 235,200 | 215,086,000 | 6 | 160 |
AMK | 288,200 | 63,784,000 | 16 | 131 |
AMRET | 299,500 | 149,542,000 | 8 | 131 |
Chamroeun | 48,100 | 7,480,000 | 4 | 112 |
Farmer Finance | 200 | 407,000 | 1 | 131 |
First Finance | 500 | 5,819,000 | 1 | 131 |
HKL | 73,400 | 93,842,000 | 3 | 131 |
KREDIT | 61,800 | 59,319,000 | 9 | 131 |
Maxima | 2,900 | 3,179,000 | 3 | 131 |
PRASAC | 138,500 | 251,931,000 | 9 | 131 |
Seilanithih | 15,200 | 7,516,000 | 5 | 131 |
SPN | 35,100 | 29,828,000 | 6 | 131 |
TPC | 120,000 | 45,931,000 | 13 | 131 |
VF Cambodia | 148,600 | 48,984,000 | 18 | 131 |
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