| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2005 |
| Head of Institution | Mr Tesfaye Befekadu |
| Regions active | |
| # Branches | 13 |
| Total Portfolio (nat'l) | ETB 32,345,500 |
| Total Portfolio (USD) | USD 1,757,907.61 |
| Active clients with loans | 22,473 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | AEMFI, MAIN |
| Funders | Terrafina, SOS Faim, Promic, KNH |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | ETB 1,000 - 6,000 | 8 - 12 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Business Training | |||||||
| Installment loan | ETB 1,000 - 8,000 | 6 - 12 | 60% - 80% | 60% - 80% | Any Purpose | Women, Men | Credit Educ, Group Mtgs |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 1.00% ongoing | 19.7% - 19.8% | 21.7% - 22.6% | 81 | ||||||||
| Installment loan | 13.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 1.00% ongoing | 29% - 29.1% | 36.7% - 36.9% | 35 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACSI | 682,200 | 103,172,000 | 5 | 137 |
| ADCSI | 176,100 | 30,846,000 | 2 | 138 |
| BG | 47,000 | 4,048,000 | 4 | 137 |
| DECSI | 361,000 | 96,304,000 | 7 | 137 |
| Dire | 4,900 | 828,000 | 4 | 137 |
| DMCPSC | 1,200 | 69,000 | 1 | 137 |
| Eshet | 18,800 | 2,392,000 | 3 | 137 |
| Harbu | 22,400 | 1,757,000 | 2 | 137 |
| Meklit | 12,200 | 1,395,000 | 4 | 137 |
| Metemamen | 10,500 | 650,000 | 6 | 137 |
| OCSSCO | 502,700 | 69,565,000 | 3 | 137 |
| OMO | 323,600 | 31,385,000 | 4 | 137 |
| PEACE | 17,200 | 2,462,000 | 3 | 137 |
| SFPI | 33,600 | 2,750,000 | 3 | 137 |
| Sidama | 53,400 | 1,162,000 | 6 | 137 |
| Wasasa | 49,300 | 5,798,000 | 4 | 137 |
| Wisdom MFI | 45,300 | 5,500,000 | 6 | 134 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
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