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Institution

Harbu MFI Bole Sub CityAddis AbabaPO Box 13460
Data approved: 2012-04-12
Data version: 1
Age of data: 149 months

Institution

Markaz Al Bishara Head OfficeGumani Child Care & Family Helper ProgramTamale, NorthernPO Box TL 1313
Data approved: 2013-04-16
Data version: 2
Age of data: 131 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2005
Head of InstitutionMr Tesfaye Befekadu
Regions active
# Branches13

Total Portfolio (nat'l)ETB 32,345,500
Total Portfolio (USD)USD 1,757,907.61
Active clients with loans22,473
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsAEMFI, MAIN
FundersTerrafina, SOS Faim, Promic, KNH

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://markazalbishara.wordpress.com/
Year established1996
Head of InstitutionRev. Johnson Asare
Regions activeNorthern Region
# Branches1

Total Portfolio (nat'l)GHS 35,000
Total Portfolio (USD)USD 17,766.50
Active clients with loans145
Approximate % female clients100%
Approximate % urban clients100%
Network affiliationsChristian Children's Fund of Canada (CCFC), GHAMFIN, ASSFIN, Credit Union Association (CUA)
FundersChristian Children's Fund of Canada (CCFC), Credit Union Association (CUA)

Loan Products » Summary

15,732 Borrowers
USD 1,055,438.64 Portfolio
Active Product
6,741 Borrowers
USD 702,468.97 Portfolio
Active Product

Loan Products » Summary

145 Borrowers
USD 17,766.50 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Loan ETB 1,000 - 6,000 8 - 12 40% - 60% 0% - 20% Business, Agriculture Women, Men Credit Educ, Business Training
Installment loan ETB 1,000 - 8,000 6 - 12 60% - 80% 60% - 80% Any Purpose Women, Men Credit Educ, Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Petty Trading Loan GHS 100 - 300 6 80% - 100% 80% - 100% Business, Other Women, Have business Group Mtgs, Tech Asst Visits, Health Training (HIV/AIDS, etc.)

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan 18.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 1.00% ongoing 19.7% - 19.8% 21.7% - 22.6% 81
Installment loan 13.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 1.00% ongoing 29% - 29.1% 36.7% - 36.9% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Petty Trading Loan 30.00% annual, Flat 1 Fee 0 None N/A 50.5% 50.5% 59

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan 18.0% annual, Flat 1 Fee 1 Ins Ins None 5.0% upfront 1.00% ongoing 19.7% - 19.8% 21.7% - 22.6% 81
Installment loan 13.0% annual, Flat 1 Fee 1 Ins Ins None 5.0% upfront 1.00% ongoing 29% - 29.1% 36.7% - 36.9% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Petty Trading Loan 30.00% annual, Flat 1 Fee 0 None N/A 50.5% 50.5% 59
Institution Price Graph
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Key Statistics
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