Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Harbu MFI Bole Sub CityAddis AbabaPO Box 13460
Data approved: 2012-04-12
Data version: 1
Age of data: 150 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2005
Head of InstitutionMr Tesfaye Befekadu
Regions active
# Branches13

Total Portfolio (nat'l)ETB 32,345,500
Total Portfolio (USD)USD 1,757,907.61
Active clients with loans22,473
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsAEMFI, MAIN
FundersTerrafina, SOS Faim, Promic, KNH

Loan Products » Summary

15,732 Borrowers
USD 1,055,438.64 Portfolio
Active Product
6,741 Borrowers
USD 702,468.97 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Loan ETB 1,000 - 6,000 8 - 12 40% - 60% 0% - 20% Business, Agriculture Women, Men Credit Educ, Business Training
Installment loan ETB 1,000 - 8,000 6 - 12 60% - 80% 60% - 80% Any Purpose Women, Men Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan 18.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 1.00% ongoing 19.7% - 19.8% 21.7% - 22.6% 81
Installment loan 13.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 1.00% ongoing 29% - 29.1% 36.7% - 36.9% 35
Institution Price Graph
Please note that the information you are viewing is 106 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Orix Leasing Pakistan Ltd Plot # 16, Sector 24, Korangi Industrial AreaKarachi
Data approved: 2015-05-11
Data version: 2
Age of data: 106 months

Product

NGO Linkages Product 3 of 3 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (PKR)PKR 27,901,546
Portfolio (USD)USD 273,993.18
Active Clients with Loans1,965
Approximate % Female Clients60% - 80%
Approximate % Urban Clients60% - 80%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
ORIX provide the funding to NGOs for building their capacities through enhancement of credit outreach. This program would help NGOs in fastest achieving of microfinance goals and making their programs operationally sustainable.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other servicesx
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution2
# Regions for this product2
Regions ActivePunjab, Sindh

Loan Conditions

Loan Amount
CurrencyPKR
Minimum loan sizePKR 10,000
Maximum loan size50,000
Distribution at Disbursement (Est.)
Loans less than PKR 10,00010%
PKR 10,000-25,00060%
PKR 25,000-50,00030%
PKR 50,000-75,0000
PKR 75,000-150,0000
Greater than PKR 150,0000
Loan Term and Grace Period
Shortest loan term12.0 months
Longest loan term12.0 months
Approx average12.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months100%
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest12.00%
Highest quoted nominal interest12.00%
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

NGO Linkages samples
Loan Amount
Type of Sample
Disbursement Date
Loan Term (Months)
Grace Period (Months)
Total Cost of Credit
Full APR (int fee ins tax dep)
True Price by Component
Transparency Index
Original Repayment Schedule
MFT Pricing Calculation
Interest price component
Fee Component
Insurance Component
Tax Component
Deposit Component
PKR 10,000 Generated 2015-05-01 12.0 months N/A PKR 1,196.71 21.3% 21.3% 0.0% 0.0% 0.0% 0.0% 56 - PDF
PKR 15,000 Generated 2015-05-01 12.0 months N/A PKR 1,795.07 21.3% 21.3% 0.0% 0.0% 0.0% 0.0% 56 - PDF
PKR 18,000 Generated 2015-05-01 12.0 months N/A PKR 2,154.08 21.3% 21.3% 0.0% 0.0% 0.0% 0.0% 56 - PDF
PKR 20,000 Generated 2015-05-01 12.0 months N/A PKR 2,393.42 21.3% 21.3% 0.0% 0.0% 0.0% 0.0% 56 - PDF
PKR 22,000 Generated 2015-05-01 12.0 months N/A PKR 2,632.77 21.3% 21.3% 0.0% 0.0% 0.0% 0.0% 56 - PDF
PKR 25,000 Generated 2015-05-01 12.0 months N/A PKR 2,991.78 21.3% 21.3% 0.0% 0.0% 0.0% 0.0% 56 - PDF
PKR 35,000 Generated 2015-05-01 12.0 months N/A PKR 4,188.49 21.3% 21.3% 0.0% 0.0% 0.0% 0.0% 56 - PDF
PKR 45,000 Generated 2015-05-01 12.0 months N/A PKR 5,385.21 21.3% 21.3% 0.0% 0.0% 0.0% 0.0% 56 - PDF
NGO Linkages Price Graphs


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Key Statistics
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# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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