Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2000 |
Head of Institution | Teshome Yiheyis |
Regions active | |
# Branches | 21 |
Total Portfolio (nat'l) | ETB 25,963,550 |
Total Portfolio (USD) | USD 1,411,062.50 |
Active clients with loans | 12,300 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AEMFI |
Funders | Development Bank of Ethiopia RUFIP, EU |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | ETB 3,000 - 9,000 | 8 - 12 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs, Credit Ins | |||||||
Business Loan - Group | ETB 1,000 - 18,000 | 12 - 24 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Business Loan - Individual | ETB 8,000 - 50,000 | 12 - 24 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Individual (Consumption) Loan | ETB 10,000 - 50,000 | 12 - 24 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Salaried worker | Credit Educ, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 20.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 38.7% - 39.1% | 46.4% - 51.1% | 41 | ||||||||
Business Loan - Group | 20.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 35.7% - 45.6% | 43.2% - 56% | 39 | ||||||||
Business Loan - Individual | 22.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 38.1% - 40% | 43.6% - 46.6% | 49 | ||||||||
Individual (Consumption) Loan | 16.0%-20.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 29% - 41.9% | 33.6% - 50% | 40 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
AGFS | 200 | 47,000 | 2 | 150 |
Ahantaman RB | 23,800 | 9,896,000 | 4 | 132 |
APED | 13,700 | 1,876,000 | 2 | 132 |
ASA Initiative | 4,400 | 577,000 | 4 | 132 |
ASA-Ghana | 71,600 | 18,385,000 | 2 | 132 |
ASPI | 800 | 88,000 | 6 | 132 |
Atwima Kwanwoma | 3,800 | 1,788,000 | 2 | 132 |
Baobab | 5,100 | 967,000 | 2 | 132 |
BestFUND | 13,000 | 4,172,000 | 3 | 132 |
Bonzali Rural | 10,400 | 1,691,000 | 4 | 150 |
CashPhase | 83 | 135,000 | 2 | 132 |
CASUD | 1,100 | 524,000 | 1 | 132 |
CEDEF | 500 | 54,000 | 4 | 132 |
CFF | 100 | 13,000 | 1 | 132 |
CRAN | 3,600 | 1,019,000 | 2 | 132 |
DQF | 1,700 | 63,000 | 2 | 132 |
EASL | 9,200 | 11,409,000 | 6 | 132 |
East Mamprusi | 12,500 | 2,268,000 | 4 | 132 |
ELDA | 0 | 0 | 0 | 132 |
EMPRETEC Ghana | 200 | 56,000 | 2 | 132 |
FASL | 13,500 | 14,047,000 | 8 | 132 |
Grameen Ghana | 9,500 | 507,000 | 3 | 132 |
ID-Ghana | 5,600 | 953,000 | 3 | 132 |
Innovative Finance | 2,700 | 354,000 | 3 | 132 |
Kraban Support | 7,700 | 781,000 | 5 | 150 |
KRB | 4,000 | 6,350,000 | 3 | 132 |
Lower Pra RB | 34,000 | 6,316,000 | 3 | 150 |
Maata-N-Tudu | 12,000 | 941,000 | 4 | 132 |
Mail Finance | 300 | 288,000 | 1 | 132 |
Markaz | 0 | 0 | 0 | 132 |
Markaz Al Bishara | 100 | 17,000 | 1 | 132 |
MicrofinPlus Gh | 1,100 | 251,000 | 2 | 132 |
Nwabiagya RB | 4,000 | 2,265,000 | 3 | 132 |
OISL | 62,000 | 27,232,000 | 9 | 132 |
Pro Credit | 0 | 0 | 0 | 132 |
Rich Step | 100 | 101,000 | 1 | 132 |
SAT | 147,600 | 29,359,000 | 4 | 132 |
Sekam Trust | 600 | 137,000 | 2 | 132 |
Simli Pong | 8,900 | 463,000 | 3 | 150 |
SS Ghana | 200 | 35,000 | 1 | 132 |
TCCU | 100 | 32,000 | 3 | 132 |
The Bridge | 400 | 32,000 | 3 | 150 |
Union RB | 3,800 | 2,361,000 | 4 | 132 |
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