Metemamen MFI - MFTransparency.org Truth In Lending Tables

Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Metemamen MFI Bole RoadAddis AbabaPO Box 21304

Data approved: 2011-12-23

Data version: 1

Age of data: 150 months

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Institution

VisionFund Cambodia #20, St. 71, Boeung Keng Kang 3 CommuneChamkar Morn DistrictPhnom Penh479

Data approved: 2011-02-21

Data version: 2

Age of data: - months

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Institution Details

Institution Type	Non Bank Financial Institution
Is this institution regulated?	Yes
Website address	N/A
Year established	2002
Head of Institution	Ms Wegayehu Asrat
Regions active
# Branches	5

Total Portfolio (nat'l)	ETB 11,960,952
Total Portfolio (USD)	USD 650,051.74
Active clients with loans	10,541
Approximate % female clients	60% - 80%
Approximate % urban clients	40% - 60%
Network affiliations	AEMFI, MAIN
Funders	CRS, ICCO Terafina

Institution Details

Institution Type	Non Bank Financial Institution
Is this institution regulated?	Yes
Website address	http://visionfund.com.kh/
Year established	2003
Head of Institution	Chee Chin Hoe
Regions active	Phnom Penh
# Branches	69

Total Portfolio (nat'l)	KHR 123,204,000,000
Total Portfolio (USD)	USD 31,485,816.51
Active clients with loans	109,402
Approximate % female clients	80% - 100%
Approximate % urban clients	0% - 20%
Network affiliations	VisionFund International, Banking With the Poor Network, Cambodia Microfinance Association
Funders

Loan Products » Summary

Endeg

2,891 Borrowers

USD 59,468.48 Portfolio

Active Product

Eshet

5,060 Borrowers

USD 471,330.87 Portfolio

Active Product

Hibret

1,165 Borrowers

USD 31,912.45 Portfolio

Active Product

Qirs

427 Borrowers

USD 17,545.38 Portfolio

Active Product

Seket

962 Borrowers

USD 55,780.11 Portfolio

Active Product

Wutet

36 Borrowers

USD 14,014.46 Portfolio

Low Volume Product

Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Agri CB USD

10,894 Borrowers

USD 1,881,213.64 Portfolio

Active Product

Agri CB KHR

60,399 Borrowers

USD 9,617,044.77 Portfolio

Active Product

Agri Idv USD

3,164 Borrowers

USD 5,720,387.15 Portfolio

Active Product

Agri SG USD

2,296 Borrowers

USD 1,131,084.02 Portfolio

Active Product

Agri SG KHR

2,878 Borrowers

USD 1,102,586.76 Portfolio

Active Product

AssetIdv USD

65 Borrowers

USD 123,773 Portfolio

Active Product

Asset SG USD

135 Borrowers

USD 74,450 Portfolio

Active Product

SBL CB USD

12,210 Borrowers

USD 1,350,091.90 Portfolio

Active Product

SBL CB KHR

4,056 Borrowers

USD 6,344,052.07 Portfolio

Active Product

SBL Idv USD

3,029 Borrowers

USD 1,211,364.27 Portfolio

Active Product

SBL SG USD

1,015 Borrowers

USD 309,842.54 Portfolio

Active Product

Asset CB KHR

0 Borrowers

Portfolio

Low Volume Product

Asset CB USD

0 Borrowers

Portfolio

Low Volume Product

Asset SG KRH

15 Borrowers

USD 5,932.12 Portfolio

Low Volume Product

Exp CB KHR

3 Borrowers

USD 281.11 Portfolio

Low Volume Product

Exp CB USD

0 Borrowers

USD 1,138,496.62 Portfolio

Low Volume Product

Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Endeg Loan (let us grow together)	ETB 1,300 - 6,500	3 - 12	80% - 100%	40% - 60%	Business	Women, Men, Have business	Credit Educ, Group Mtgs
Eshet Loan (A seed in the process of being ripe)	ETB 1,500 - 6,600	3 - 12	60% - 80%	0% - 20%	Business, Agriculture	Women, Men	Credit Educ, Group Mtgs
Hibret Loan (Union)	ETB 1,200 - 7,200	3 - 12	60% - 80%	40% - 60%	Business	Women, Men	Credit Educ, Group Mtgs
Qirs Loan (Property)	ETB 1,500 - 7,000	12	20% - 40%	40% - 60%	Any Purpose	Women, Men, Salaried worker	Credit Educ, Group Mtgs
Siket Loan (Success)	ETB 2,500 - 11,000	3 - 12	80% - 100%	40% - 60%	Business	Women, Men, Have business	Credit Educ, Group Mtgs

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Agricultural Loan - Community Bank - USD	USD 20 - 350	3 - 12	80% - 100%	0% - 20%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Community Bank - KHR	KHR 80,000 - 1,400,000	3 - 12	80% - 100%	0% - 20%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Individual - USD	USD 1,001 - 10,000	3 - 24	80% - 100%	0% - 20%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Solidarity Group - USD	USD 251 - 1,000	3 - 18	80% - 100%	0% - 20%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Solidarity Group - KHR	KHR 1,000,100 - 4,000,000	3 - 18	80% - 100%	0% - 20%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Individual - USD	USD 1,001 - 10,000	3 - 24	80% - 100%	0% - 20%	Consumer	Women, Men, Have business, Have home or land, Salaried worker, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Solidarity Group - USD	USD 251 - 1,000	3 - 18	80% - 100%	0% - 20%	Consumer	Women, Men, Have business, Have home or land, Salaried worker, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Community Bank - KHR	KHR 80,000 - 1,400,000	3 - 12	80% - 100%	0% - 20%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Individual - USD	USD 1,001 - 10,000	3 - 24	80% - 100%	0% - 20%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Solidarity Group - USD	USD 251 - 1,000	3 - 18	80% - 100%	0% - 20%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Solidarity Group - KHR	KHR 1,000,100 - 4,000,000	3 - 18	80% - 100%	0% - 20%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Community Bank - KHR	KHR 80,000 - 1,400,000	3 - 12	0%	0%	Consumer	Women, Men, Have business, Have home or land, Salaried worker, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Asset Creation Loan - Community Bank - USD	USD 20 - 350	3 - 12	0%	0%	Consumer	Women, Men, Have business, Have home or land, Salaried worker, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Solidarity Group - KHR	KHR 1,000,100 - 4,000,000	3 - 18	80% - 100%	0% - 20%	Consumer	Women, Men, Have business, Have home or land, Salaried worker, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Express Loan - Community Bank - KHR	KHR 80,000 - 1,000,000	3 - 6	80% - 100%	0% - 20%	Other	Women, Men, Have business, Have home or land, Salaried worker, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Community Bank - USD	USD 20 - 350	3 - 12	0%	0%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Endeg Loan (let us grow together)	18.0% annual, Flat	1 Fee	None	8.0% upfront 10.00% ongoing	37.9% - 38.8%	45.4% - 47.8%	38
Eshet Loan (A seed in the process of being ripe)	19.2% annual, Flat	0 Fees	None	8.0% upfront 10.00% ongoing	18.1% - 21.2%	19.1% - 22.6%	96
Hibret Loan (Union)	18.0% annual, Flat	0 Fees	None	8.0% upfront 10.00% ongoing	31.6% - 32%	36.8% - 37.4%	48
Qirs Loan (Property)	14.4% annual, Flat	1 Fee	None	8.0% upfront 10.00% ongoing	30.8% - 31.8%	36.5% - 37.8%	38
Siket Loan (Success)	18.0% annual, Flat	1 Fee	None	8.0% upfront 10.00% ongoing	40% - 45.3%	48.2% - 55.6%	35

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Agricultural Loan - Community Bank - USD	34.2%-42.0% annual, Decl Bal	None	N/A	34.5% - 35.8%	34.5% - 35.8%	97
Agricultural Loan - Community Bank - KHR	36.0%-42.0% annual, Decl Bal	None	N/A	36% - 36.1%	36% - 36.1%	99
Agricultural Loan - Individual - USD	21.6%-36.0% annual, Decl Bal	None	N/A	22.8% - 32.5%	22.8% - 32.5%	85
Agricultural Loan - Solidarity Group - USD	33.6%-42.0% annual, Decl Bal	None	N/A	36.2% - 36.6%	36.2% - 36.6%	92
Agricultural Loan - Solidarity Group - KHR	35.4%-42.0% annual, Decl Bal	None	N/A	35.2% - 35.5%	35.3% - 35.5%	100
Non-Business Loan - Individual - USD	21.6%-36.0% annual, Decl Bal	None	N/A	22.8% - 32.5%	22.8% - 32.5%	85
Non-Business Loan - Solidarity Group - USD	33.6%-42.0% annual, Decl Bal	None	N/A	33.7% - 36.3%	33.7% - 36.3%	97
Small Business Loan - Community Bank - KHR	36.0%-42.0% annual, Decl Bal	None	N/A	35.8% - 36.1%	35.8% - 36.1%	100
Small Business Loan - Individual - USD	21.6%-36.0% annual, Decl Bal	None	N/A	22.9% - 31.4%	22.9% - 31.4%	86
Small Business Loan - Solidarity Group - USD	33.6%-42.0% annual, Decl Bal	None	N/A	29.9% - 34.1%	29.9% - 34.1%	100
Small Business Loan - Solidarity Group - KHR	35.4%-42.0% annual, Decl Bal	None	N/A	35.3% - 35.7%	35.3% - 35.7%	100
Non-Business Loan - Community Bank - KHR	36.0%-42.0% annual, Decl Bal	None	N/A	35.8% - 36.1%	35.8% - 36.1%	100
Asset Creation Loan - Community Bank - USD	34.2%-42.0% annual, Decl Bal	None	N/A	34.9% - 36.5%	34.9% - 36.5%	95
Non-Business Loan - Solidarity Group - KHR	35.4%-42.0% annual, Decl Bal	None	N/A	35.2% - 35.5%	35.3% - 35.5%	100
Express Loan - Community Bank - KHR	31.2% annual, Decl Bal	None	N/A	31.5%	31.5%	98
Small Business Loan - Community Bank - USD	34.2%-42.0% annual, Decl Bal	None	N/A	36.1% - 37.4%	36.1% - 37.4%	93

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Endeg Loan (let us grow together)	18.0% annual, Flat	1 Fee	0 Ins Ins	None	8.0% upfront 10.00% ongoing	37.9% - 38.8%	45.4% - 47.8%	38
Eshet Loan (A seed in the process of being ripe)	19.2% annual, Flat	0 Fees	0 Ins Ins	None	8.0% upfront 10.00% ongoing	18.1% - 21.2%	19.1% - 22.6%	96
Hibret Loan (Union)	18.0% annual, Flat	0 Fees	0 Ins Ins	None	8.0% upfront 10.00% ongoing	31.6% - 32%	36.8% - 37.4%	48
Qirs Loan (Property)	14.4% annual, Flat	1 Fee	0 Ins Ins	None	8.0% upfront 10.00% ongoing	30.8% - 31.8%	36.5% - 37.8%	38
Siket Loan (Success)	18.0% annual, Flat	1 Fee	0 Ins Ins	None	8.0% upfront 10.00% ongoing	40% - 45.3%	48.2% - 55.6%	35

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Agricultural Loan - Community Bank - USD	34.2%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	34.5% - 35.8%	34.5% - 35.8%	97
Agricultural Loan - Community Bank - KHR	36.0%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	36% - 36.1%	36% - 36.1%	99
Agricultural Loan - Individual - USD	21.6%-36.0% annual, Decl Bal	0 Ins Ins	None	N/A	22.8% - 32.5%	22.8% - 32.5%	85
Agricultural Loan - Solidarity Group - USD	33.6%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	36.2% - 36.6%	36.2% - 36.6%	92
Agricultural Loan - Solidarity Group - KHR	35.4%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	35.2% - 35.5%	35.3% - 35.5%	100
Non-Business Loan - Individual - USD	21.6%-36.0% annual, Decl Bal	0 Ins Ins	None	N/A	22.8% - 32.5%	22.8% - 32.5%	85
Non-Business Loan - Solidarity Group - USD	33.6%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	33.7% - 36.3%	33.7% - 36.3%	97
Small Business Loan - Community Bank - KHR	36.0%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	35.8% - 36.1%	35.8% - 36.1%	100
Small Business Loan - Individual - USD	21.6%-36.0% annual, Decl Bal	0 Ins Ins	None	N/A	22.9% - 31.4%	22.9% - 31.4%	86
Small Business Loan - Solidarity Group - USD	33.6%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	29.9% - 34.1%	29.9% - 34.1%	100
Small Business Loan - Solidarity Group - KHR	35.4%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	35.3% - 35.7%	35.3% - 35.7%	100
Non-Business Loan - Community Bank - KHR	36.0%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	35.8% - 36.1%	35.8% - 36.1%	100
Asset Creation Loan - Community Bank - USD	34.2%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	34.9% - 36.5%	34.9% - 36.5%	95
Non-Business Loan - Solidarity Group - KHR	35.4%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	35.2% - 35.5%	35.3% - 35.5%	100
Express Loan - Community Bank - KHR	31.2% annual, Decl Bal	0 Ins Ins	None	N/A	31.5%	31.5%	98
Small Business Loan - Community Bank - USD	34.2%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	36.1% - 37.4%	36.1% - 37.4%	93

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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

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Institution

Institution

Institution Details

Institution Details

Loan Products » Summary

Loan Products » Summary

Loan Products » Conditions

Loan Products » Conditions

Loan Products » Pricing Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Institution Price Graph

Institution Price Graph

Total Borrowers of Samples

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