Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2002 |
Head of Institution | Ms Wegayehu Asrat |
Regions active | |
# Branches | 5 |
Total Portfolio (nat'l) | ETB 11,960,952 |
Total Portfolio (USD) | USD 650,051.74 |
Active clients with loans | 10,541 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 40% - 60% |
Network affiliations | AEMFI, MAIN |
Funders | CRS, ICCO Terafina |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Endeg Loan (let us grow together) | ETB 1,300 - 6,500 | 3 - 12 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs | |||||||
Eshet Loan (A seed in the process of being ripe) | ETB 1,500 - 6,600 | 3 - 12 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs | |||||||
Hibret Loan (Union) | ETB 1,200 - 7,200 | 3 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men | Credit Educ, Group Mtgs | |||||||
Qirs Loan (Property) | ETB 1,500 - 7,000 | 12 | 20% - 40% | 40% - 60% | Any Purpose | Women, Men, Salaried worker | Credit Educ, Group Mtgs | |||||||
Siket Loan (Success) | ETB 2,500 - 11,000 | 3 - 12 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Endeg Loan (let us grow together) | 18.0% annual, Flat | 1 Fee | 0 Ins | None | 8.0% upfront 10.00% ongoing | 37.9% - 38.8% | 45.4% - 47.8% | 38 | ||||||||
Eshet Loan (A seed in the process of being ripe) | 19.2% annual, Flat | 0 Fees | 0 Ins | None | 8.0% upfront 10.00% ongoing | 18.1% - 21.2% | 19.1% - 22.6% | 96 | ||||||||
Hibret Loan (Union) | 18.0% annual, Flat | 0 Fees | 0 Ins | None | 8.0% upfront 10.00% ongoing | 31.6% - 32% | 36.8% - 37.4% | 48 | ||||||||
Qirs Loan (Property) | 14.4% annual, Flat | 1 Fee | 0 Ins | None | 8.0% upfront 10.00% ongoing | 30.8% - 31.8% | 36.5% - 37.8% | 38 | ||||||||
Siket Loan (Success) | 18.0% annual, Flat | 1 Fee | 0 Ins | None | 8.0% upfront 10.00% ongoing | 40% - 45.3% | 48.2% - 55.6% | 35 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
APAS | 320 | 128,000 | 2 | 146 |
BRAC-UGA | 139,200 | 28,254,000 | 3 | 102 |
Centenary Bank | 133,802 | 221,144,231 | 4 | 126 |
EBO SACCO | 1,500 | 1,240,382 | 2 | 126 |
Equity Bank | 13,069 | 57,252,004 | 0 | 126 |
Finance Trust | 22,555 | 17,520,424 | 5 | 126 |
FINCA-UGA | 56,300 | 27,402,000 | 4 | 100 |
Five Talents | 5,365 | 368,057 | 2 | 126 |
Gatsby | 1,346 | 2,440,236 | 2 | 126 |
Habitat Uganda | 858 | 265,508 | 1 | 126 |
Hofokam | 20,908 | 4,793,200 | 6 | 126 |
KACITA | 156 | 60,318 | 1 | 126 |
Madfa SACCO | 4,832 | 288,674 | 5 | 126 |
Opportunity | 23,734 | 13,560,846 | 13 | 126 |
RUCREF | 5,557 | 898,380 | 4 | 146 |
Rushere SACCO | 983 | 574,549 | 2 | 126 |
SAO | 204 | 62,768 | 1 | 126 |
Silver Upholders | 2,111 | 189,189 | 4 | 126 |
THPU | 6,528 | 676,391 | 1 | 126 |
UGAFODE | 8,197 | 4,720,446 | 9 | 126 |
VF Uganda | 13,072 | 3,221,675 | 5 | 126 |
Wakiso | 513 | 276,000 | 1 | 126 |
Y-SAVE | 208 | 1,686,485 | 1 | 126 |
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