Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 164 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Oromia Credit & Savings S.C Bole RoadNr Damu HotelAddis AbabaPO BOX 19853
Data approved: 2011-12-23
Data version: 1
Age of data: 150 months

Institution

EMPRENDER c. Presbítero Medina. Pje. Tal Tal Nº 570. SopocachiLa Paz, La Paz
Data approved: 2010-10-28
Data version: 1
Age of data: 164 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.oromiamicrofinance.com/
Year established1997
Head of InstitutionTeshome Kebede
Regions active
# Branches242

Total Portfolio (nat'l)ETB 1,280,000,000
Total Portfolio (USD)USD 69,565,217.39
Active clients with loans503,000
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAEMFI
FundersCare International, Catholic Relief Services, A Glimmer of Hope, CIDR

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.emprender-bo.org/
Year established1999
Head of InstitutionRAMIRO QUISPE CHIPANA
Regions active
# Branches13

Total Portfolio (nat'l)BOB 23,898,315
Total Portfolio (USD)USD 3,540,491.11
Active clients with loans9,163
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliations
Funders

Loan Products » Summary

405,776 Borrowers
USD 49,802,603.26 Portfolio
Active Product
68,000 Borrowers
USD 10,563,695.65 Portfolio
Active Product
29,000 Borrowers
USD 9,198,913.04 Portfolio
Active Product

Loan Products » Summary

5,755 Borrowers
USD 1,504,454.87 Portfolio
Active Product
1,869 Borrowers
USD 712,176.30 Portfolio
Active Product
1,084 Borrowers
USD 164,141.78 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan ETB 1,900 - 5,000 12 20% - 40% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Micro & Small Enterprise Loan ETB 10,000 - 120,000 12 - 60 20% - 40% 80% - 100% Any Purpose Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Urban Petty Trading Loan ETB 2,000 - 5,000 4 - 12 80% - 100% 80% - 100% Business Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Bancos de Emprendimiento Bolivianos BOB 400 - 5,000 4 - 10 80% - 100% 60% - 80% Any Purpose Women, Men, Mujeres deben ser alrededor de un 80% Group Mtgs, Credit Ins, Business Training, Other Training, Salud, Liderazgo
Crédito Individual en Bolivianos BOB 500 - 20,000 2 - 36 60% - 80% 80% - 100% Business, Consumer, Negocio: Solo para Capital de Trabajo Women, Men, Have business Credit Ins, Tech Asst Visits, Business Training
BOB 200 - 10,000 2 - 36 60% - 80% 80% - 100% Business, Consumer, Negocio: Solo para Capital de Trabajo Women, Men, Have business Credit Ins, Tech Asst Visits, Business Training, SERVICIO DE SALUD EN ATENCIÓN PRIMARIA Y MEDICINA PREVENTIVA

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 10.0%-15.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 13.4% - 19.3% 15.7% - 22.6% 54
Micro & Small Enterprise Loan 10.0% annual, Flat 1 Fee 0 Ins None 20.00 ongoing 21.8% 21.8% 46
Urban Petty Trading Loan 10.0%-15.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 23.8% - 31.2% 30.4% - 39.3% 31

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Bancos de Emprendimiento Bolivianos 33.6%-36.0% annual, Decl Bal 2 Fees 0 Ins None 20.00% ongoing 57.9% - 62% 65.6% - 70.4% 49
Crédito Individual en Bolivianos 24.0%-36.0% annual, Decl Bal 2 Fees 0 Ins None N/A 55.2% - 58.9% 55.2% - 58.9% 41
24.0%-36.0% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 38.8% - 59.5% 38.9% - 60.3% 49

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 10.0%-15.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 13.4% - 19.3% 15.7% - 22.6% 54
Micro & Small Enterprise Loan 10.0% annual, Flat 1 Fee 0 Ins Ins None 20.00 ongoing 21.8% 21.8% 46
Urban Petty Trading Loan 10.0%-15.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 23.8% - 31.2% 30.4% - 39.3% 31

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Bancos de Emprendimiento Bolivianos 33.6%-36.0% annual, Decl Bal 2 Fees 0 Ins Ins None 20.00% ongoing 57.9% - 62% 65.6% - 70.4% 49
Crédito Individual en Bolivianos 24.0%-36.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 55.2% - 58.9% 55.2% - 58.9% 41
24.0%-36.0% annual, Decl Bal 2 Fees 0 Ins Ins 15.00% Principal N/A 38.8% - 59.5% 38.9% - 60.3% 49
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