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Institution

Oromia Credit & Savings S.C Bole RoadNr Damu HotelAddis AbabaPO BOX 19853
Data approved: 2011-12-23
Data version: 1
Age of data: 131 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.oromiamicrofinance.com/
Year established1997
Head of InstitutionTeshome Kebede
Regions active
# Branches242

Total Portfolio (nat'l)ETB 1,280,000,000
Total Portfolio (USD)USD 69,565,217.39
Active clients with loans503,000
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAEMFI
FundersCare International, Catholic Relief Services, A Glimmer of Hope, CIDR

Loan Products » Summary

405,776 Borrowers
USD 49,802,603.26 Portfolio
Active Product
68,000 Borrowers
USD 10,563,695.65 Portfolio
Active Product
29,000 Borrowers
USD 9,198,913.04 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan ETB 1,900 - 5,000 12 20% - 40% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Micro & Small Enterprise Loan ETB 10,000 - 120,000 12 - 60 20% - 40% 80% - 100% Any Purpose Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Urban Petty Trading Loan ETB 2,000 - 5,000 4 - 12 80% - 100% 80% - 100% Business Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 10.0%-15.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 13.4% - 19.3% 15.7% - 22.6% 54
Micro & Small Enterprise Loan 10.0% annual, Flat 1 Fee 0 Ins None 20.00 ongoing 21.8% 21.8% 46
Urban Petty Trading Loan 10.0%-15.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 23.8% - 31.2% 30.4% - 39.3% 31
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001144
CEPESIU2,000939,0004144
COAC 4 Octubre2,2005,771,0002144
COAC Ambato1,30016,415,0002144
COAC FondVida2,5004,200,0004144
COAC LaBenefica2,5008,482,0006144
COAC MCCH5,30010,020,0002144
COAC Nacional30,70027,129,0002144
COAC San José10,40029,133,0005144
COAC SanAntonio1,0002,384,0003144
COAC SantaAnita2,0002,532,0006144
Codesarrollo14,40040,328,0007144
Coop San Miguel1,8004,754,0005141
CooP VPR7001,052,0004144
Cooprogreso7,90032,244,0004144
Credi Fe100,900380,039,0004144
D^Miro36,90027,692,0009137
DECOF2,200705,0002144
Espoir62,10021,036,0005144
FODEMI28,20012,924,0003144
Fundacion Alternativa4,3005,545,0002144
FUNDAMIC2,0001,468,0002144
INSOTEC7,0006,047,0004144
Luz del Valle6,40011,300,0003144
ProCredit43,800211,941,0002144
PS Ambato5,6002,771,0001144
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Key Statistics
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# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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