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Institution

Oromia Credit & Savings S.C Bole RoadNr Damu HotelAddis AbabaPO BOX 19853
Data approved: 2011-12-23
Data version: 1
Age of data: 122 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.oromiamicrofinance.com/
Year established1997
Head of InstitutionTeshome Kebede
Regions active
# Branches242

Total Portfolio (nat'l)ETB 1,280,000,000
Total Portfolio (USD)USD 69,565,217.39
Active clients with loans503,000
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAEMFI
FundersCare International, Catholic Relief Services, A Glimmer of Hope, CIDR

Loan Products » Summary

405,776 Borrowers
USD 49,802,603.26 Portfolio
Active Product
68,000 Borrowers
USD 10,563,695.65 Portfolio
Active Product
29,000 Borrowers
USD 9,198,913.04 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan ETB 1,900 - 5,000 12 20% - 40% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Micro & Small Enterprise Loan ETB 10,000 - 120,000 12 - 60 20% - 40% 80% - 100% Any Purpose Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Urban Petty Trading Loan ETB 2,000 - 5,000 4 - 12 80% - 100% 80% - 100% Business Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 10.0%-15.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 13.4% - 19.3% 15.7% - 22.6% 54
Micro & Small Enterprise Loan 10.0% annual, Flat 1 Fee 0 Ins None 20.00 ongoing 21.8% 21.8% 46
Urban Petty Trading Loan 10.0%-15.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 23.8% - 31.2% 30.4% - 39.3% 31
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
1st Valley Bank38,90048,291,0003123
AJDFI13,100884,0006123
ARDCI44,6009,403,0001123
ASA Philippines333,40029,282,0001123
ASHI35,4005,231,0006123
ASKI60,00015,247,0004123
Bangko Kabayan8,9002,373,0002123
BSEI60073,0002123
CBI8,1002,010,0005123
CCT70,3009,504,0004123
CEV35,4005,111,0004123
DSPI59,3003,676,0003123
ECLOF5,4001,836,0004123
FCB12,0002,392,0002123
FMB2,700710,0002123
GM Bank23,5001,553,0003123
HSPFI19,1001,899,0002123
JVOFI1,300281,0001123
Katipunan Bank42,1005,325,0002123
KDCI20,5002,095,0003123
KGI32,3003,421,0004123
KMBI245,00015,098,0001123
LTMPC37,4008,935,0003123
Mallig Plains6,500641,0002123
MILAMDEC29,8003,278,0002123
MWIMPC11,8001,740,0004122
NWTF105,50012,698,0005123
OFMPC4,400964,0001123
PBC50,70010,434,0004123
PCSD700167,0001123
PMPC23,5005,565,0008123
RB Angeles9001,502,0002123
RB Labason500289,0001123
RBLI5,2001,026,0002123
RBMI11,9001,750,0002123
RMB100173,0001123
RSPI39,6002,834,0004123
SAFRAGEMC1,100229,0001123
Salve10,9001,191,0003123
SEDP27,0003,914,0003123
TSKI212,90025,187,0002123
TSPI264,50031,290,0007123
Valient1,700672,0002123
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Key Statistics
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# Borrowers
Loan Portfolio (USD)
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% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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