2. OCSSCO
Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Zamuka
Please note that the information you are viewing is 136 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Oromia Credit & Savings S.C Bole RoadNr Damu HotelAddis AbabaPO BOX 19853
Data approved: 2011-12-23
Data version: 1
Age of data: 150 months

Institution

COOPEC ZAMUKA Kicukiro-Centre, Secteur Gatenga, District KicukiroKIGALI6401
Data approved: 2011-10-26
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.oromiamicrofinance.com/
Year established1997
Head of InstitutionTeshome Kebede
Regions active
# Branches242

Total Portfolio (nat'l)ETB 1,280,000,000
Total Portfolio (USD)USD 69,565,217.39
Active clients with loans503,000
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAEMFI
FundersCare International, Catholic Relief Services, A Glimmer of Hope, CIDR

Institution Details

Institution TypeCooperative
Is this institution regulated?N/A
Website addressN/A
Year established2002
Head of InstitutionPascal Simbizi Manzi
Regions active0
# Branches0

Total Portfolio (nat'l)RWF 29,276,392
Total Portfolio (USD)USD 49,621
Active clients with loans216
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliations
Funders

Loan Products » Summary

Agriculture
405,776 Borrowers
USD 49,802,603.26 Portfolio
Active Product
Enterprise
68,000 Borrowers
USD 10,563,695.65 Portfolio
Active Product
Petty Trade
29,000 Borrowers
USD 9,198,913.04 Portfolio
Active Product

Loan Products » Summary

Decouvert
21 Borrowers
USD 3,741 Portfolio
Active Product
Group Loan
100 Borrowers
USD 12,823 Portfolio
Active Product
Individual Loan
95 Borrowers
USD 49,621 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan ETB 1,900 - 5,000 12 20% - 40% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Micro & Small Enterprise Loan ETB 10,000 - 120,000 12 - 60 20% - 40% 80% - 100% Any Purpose Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Urban Petty Trading Loan ETB 2,000 - 5,000 4 - 12 80% - 100% 80% - 100% Business Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Decouvert 0 0 0% - 20% 20% - 40%
Group Loan RWF 100,000 - 1,300,000 6 - 12 0% - 20% 40% - 60%
Individual Loan RWF 100,000 - 1,300,000 1 - 24 40% - 60% 80% - 100%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 10.0%-15.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 13.4% - 19.3% 15.7% - 22.6% 54
Micro & Small Enterprise Loan 10.0% annual, Flat 1 Fee 0 Ins None 20.00 ongoing 21.8% 21.8% 46
Urban Petty Trading Loan 10.0%-15.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 23.8% - 31.2% 30.4% - 39.3% 31

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Decouvert 0.00% annual, 0 0 Fees 0 Ins 105.4% - 110.8% 122.9% - 129.3%
Group Loan 30.00% annual, Flat 1 Fee 0 Ins 57% - 65% 68.9% - 82.2% 39
Individual Loan 30.00% annual, Flat 1 Fee 0 Ins 56.6% - 66.3% 66.9% - 82.2% 41

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 10.0%-15.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 13.4% - 19.3% 15.7% - 22.6% 54
Micro & Small Enterprise Loan 10.0% annual, Flat 1 Fee 0 Ins Ins None 20.00 ongoing 21.8% 21.8% 46
Urban Petty Trading Loan 10.0%-15.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 23.8% - 31.2% 30.4% - 39.3% 31

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Decouvert 0.00% annual, 0 0 Fees 0 Ins Ins 105.4% - 110.8% 122.9% - 129.3%
Group Loan 30.00% annual, Flat 1 Fee 0 Ins Ins 57% - 65% 68.9% - 82.2% 39
Individual Loan 30.00% annual, Flat 1 Fee 0 Ins Ins 56.6% - 66.3% 66.9% - 82.2% 41
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