| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1997 |
| Head of Institution | Mr Solomon W.Giorgis |
| Regions active | |
| # Branches | 10 |
| Total Portfolio (nat'l) | ETB 50,807,161 |
| Total Portfolio (USD) | USD 2,761,258.75 |
| Active clients with loans | 33,342 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | AEMFI |
| Funders | Terrafina Microfinance, SOS Faim, CIDR, UNCDF |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | ETB 100 - 30,000 | 12 - 30 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men | Credit Educ, Group Mtgs | |||||||
| Individual Loan | ETB 10,000 - 120,000 | 12 - 30 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men | Credit Educ, Business Training | |||||||
| Youth Loan Product | ETB 5,000 - 30,000 | 12 - 24 | 20% - 40% | 80% - 100% | Business | Women, Men, Specific age group | Group Mtgs, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 16.0%-24.0% annual, Flat | 0 Fees | 0 Ins | None | 5.0%-10.0% upfront | 28.3% - 30.2% | 30.6% - 35.2% | 47 | ||||||||
| Individual Loan | 16.0%-20.0% annual, Flat | 0 Fees | 0 Ins | None | 5.0%-10.0% upfront | 29.4% - 30.9% | 34.4% - 36% | 45 | ||||||||
| Youth Loan Product | 14.0% annual, Flat | 0 Fees | 0 Ins | None | 5.0% upfront | 25.8% - 25.9% | 27.8% - 27.9% | 50 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| APAS | 320 | 128,000 | 2 | 157 |
| BRAC-UGA | 139,200 | 28,254,000 | 3 | 113 |
| Centenary Bank | 133,802 | 221,144,231 | 4 | 137 |
| EBO SACCO | 1,500 | 1,240,382 | 2 | 137 |
| Equity Bank | 13,069 | 57,252,004 | 0 | 137 |
| Finance Trust | 22,555 | 17,520,424 | 5 | 137 |
| FINCA-UGA | 56,300 | 27,402,000 | 4 | 111 |
| Five Talents | 5,365 | 368,057 | 2 | 137 |
| Gatsby | 1,346 | 2,440,236 | 2 | 137 |
| Habitat Uganda | 858 | 265,508 | 1 | 137 |
| Hofokam | 20,908 | 4,793,200 | 6 | 137 |
| KACITA | 156 | 60,318 | 1 | 137 |
| Madfa SACCO | 4,832 | 288,674 | 5 | 137 |
| Opportunity | 23,734 | 13,560,846 | 13 | 137 |
| RUCREF | 5,557 | 898,380 | 4 | 157 |
| Rushere SACCO | 983 | 574,549 | 2 | 137 |
| SAO | 204 | 62,768 | 1 | 137 |
| Silver Upholders | 2,111 | 189,189 | 4 | 137 |
| THPU | 6,528 | 676,391 | 1 | 137 |
| UGAFODE | 8,197 | 4,720,446 | 9 | 137 |
| VF Uganda | 13,072 | 3,221,675 | 5 | 137 |
| Wakiso | 513 | 276,000 | 1 | 137 |
| Y-SAVE | 208 | 1,686,485 | 1 | 137 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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