Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACSI | 682,200 | 103,172,000 | 5 | 149 |
ADCSI | 176,100 | 30,846,000 | 2 | 150 |
BG | 47,000 | 4,048,000 | 4 | 149 |
DECSI | 361,000 | 96,304,000 | 7 | 149 |
Dire | 4,900 | 828,000 | 4 | 149 |
DMCPSC | 1,200 | 69,000 | 1 | 149 |
Eshet | 18,800 | 2,392,000 | 3 | 149 |
Harbu | 22,400 | 1,757,000 | 2 | 149 |
Meklit | 12,200 | 1,395,000 | 4 | 149 |
Metemamen | 10,500 | 650,000 | 6 | 149 |
OCSSCO | 502,700 | 69,565,000 | 3 | 149 |
OMO | 323,600 | 31,385,000 | 4 | 149 |
PEACE | 17,200 | 2,462,000 | 3 | 149 |
SFPI | 33,600 | 2,750,000 | 3 | 149 |
Sidama | 53,400 | 1,162,000 | 6 | 149 |
Wasasa | 49,300 | 5,798,000 | 4 | 149 |
Wisdom MFI | 45,300 | 5,500,000 | 6 | 146 |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.acsi-ethiopia.org/ |
Year established | 1995 |
Head of Institution | Mr Mekonen Yelewemwessen |
Regions active | |
# Branches | 229 |
Total Portfolio (nat'l) | ETB 1,940,827,401 |
Total Portfolio (USD) | USD 105,479,750.10 |
Active clients with loans | 694,993 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AEMFI |
Funders | ORDA Organisation for Rehabilitation and Development in Amhara, Regional Government, Endeaveour, ADA Amhara Development Association |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Loan | ETB 1,000 - 15,000 | 12 - 36 | 60% - 80% | 0% - 20% | Housing, Consumer | Women, Men, Salaried worker | ||||||||
Enterprise Loan | ETB 5,001 - 10,000,000 | 12 - 60 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | ||||||||
Group Loan - End Term | ETB 150 - 3,000 | 6 - 12 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs, Credit Ins | |||||||
Group Loan - Installments | ETB 150 - 7,500 | 12 - 24 | 60% - 80% | 0% - 20% | Any Purpose | Women, Men | Credit Educ, Group Mtgs, Credit Ins | |||||||
Technology Loan | ETB 4,200 - 5,669 | 24 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Loan | 10.0%-13.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 5.0% upfront | 12.9% - 13% | 13.7% - 13.8% | 73 | ||||||||
Enterprise Loan | 10.0%-13.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 10% - 13% | 10% - 13% | 88 | ||||||||
Group Loan - End Term | 18.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 5.0% upfront 1.00% ongoing | 18% | 20.5% | 88 | ||||||||
Group Loan - Installments | 15.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 3.0% upfront 1.00% ongoing | 14.9% - 15.1% | 17% - 17.9% | 85 | ||||||||
Technology Loan | 13.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront 0.30% ongoing | 13% | 13.4% - 13.5% | 96 |
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