Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACSI | 682,200 | 103,172,000 | 5 | 150 |
ADCSI | 176,100 | 30,846,000 | 2 | 151 |
BG | 47,000 | 4,048,000 | 4 | 150 |
DECSI | 361,000 | 96,304,000 | 7 | 150 |
Dire | 4,900 | 828,000 | 4 | 150 |
DMCPSC | 1,200 | 69,000 | 1 | 150 |
Eshet | 18,800 | 2,392,000 | 3 | 150 |
Harbu | 22,400 | 1,757,000 | 2 | 150 |
Meklit | 12,200 | 1,395,000 | 4 | 150 |
Metemamen | 10,500 | 650,000 | 6 | 150 |
OCSSCO | 502,700 | 69,565,000 | 3 | 150 |
OMO | 323,600 | 31,385,000 | 4 | 150 |
PEACE | 17,200 | 2,462,000 | 3 | 150 |
SFPI | 33,600 | 2,750,000 | 3 | 150 |
Sidama | 53,400 | 1,162,000 | 6 | 150 |
Wasasa | 49,300 | 5,798,000 | 4 | 150 |
Wisdom MFI | 45,300 | 5,500,000 | 6 | 147 |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2000 |
Head of Institution | Teshome Yiheyis |
Regions active | |
# Branches | 21 |
Total Portfolio (nat'l) | ETB 25,963,550 |
Total Portfolio (USD) | USD 1,411,062.50 |
Active clients with loans | 12,300 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AEMFI |
Funders | Development Bank of Ethiopia RUFIP, EU |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | ETB 3,000 - 9,000 | 8 - 12 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs, Credit Ins | |||||||
Business Loan - Group | ETB 1,000 - 18,000 | 12 - 24 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Business Loan - Individual | ETB 8,000 - 50,000 | 12 - 24 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Individual (Consumption) Loan | ETB 10,000 - 50,000 | 12 - 24 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Salaried worker | Credit Educ, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 20.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 38.7% - 39.1% | 46.4% - 51.1% | 41 | ||||||||
Business Loan - Group | 20.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 35.7% - 45.6% | 43.2% - 56% | 39 | ||||||||
Business Loan - Individual | 22.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 38.1% - 40% | 43.6% - 46.6% | 49 | ||||||||
Individual (Consumption) Loan | 16.0%-20.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 29% - 41.9% | 33.6% - 50% | 40 |
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