Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACSI | 682,200 | 103,172,000 | 5 | 149 |
ADCSI | 176,100 | 30,846,000 | 2 | 150 |
BG | 47,000 | 4,048,000 | 4 | 149 |
DECSI | 361,000 | 96,304,000 | 7 | 149 |
Dire | 4,900 | 828,000 | 4 | 149 |
DMCPSC | 1,200 | 69,000 | 1 | 149 |
Eshet | 18,800 | 2,392,000 | 3 | 149 |
Harbu | 22,400 | 1,757,000 | 2 | 149 |
Meklit | 12,200 | 1,395,000 | 4 | 149 |
Metemamen | 10,500 | 650,000 | 6 | 149 |
OCSSCO | 502,700 | 69,565,000 | 3 | 149 |
OMO | 323,600 | 31,385,000 | 4 | 149 |
PEACE | 17,200 | 2,462,000 | 3 | 149 |
SFPI | 33,600 | 2,750,000 | 3 | 149 |
Sidama | 53,400 | 1,162,000 | 6 | 149 |
Wasasa | 49,300 | 5,798,000 | 4 | 149 |
Wisdom MFI | 45,300 | 5,500,000 | 6 | 146 |
Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | http://[email protected] |
Year established | 1982 |
Head of Institution | C.K Ablerdu |
Regions active | Ashanti Region |
# Branches | 9 |
Total Portfolio (nat'l) | GHS 12,511,356 |
Total Portfolio (USD) | USD 6,350,942.13 |
Active clients with loans | 4,013 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 40% - 60% |
Network affiliations | ARB Apex, GHAMFIN |
Funders | SPEED Ghana, MiDA, MASLOC |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Commercial Loan | GHS 500 - 90,000 | 6 - 18 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Group Mtgs, Credit Ins, Other Training | |||||||
Salary Loan | GHS 200 - 6,000 | 6 - 18 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Salaried worker | Credit Educ, Group Mtgs, Credit Ins, Other Training | |||||||
Susu Loan | GHS 50 - 20,000 | 3 - 12 | 60% - 80% | 40% - 60% | Business, Housing, Consumer, Education, Other | Women, Men, Have business, Must have conttributed savings depsoit for at least 3 months. | Credit Educ, Group Mtgs, Credit Ins, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Commercial Loan | 28.00% annual, Flat | 1 Fee | 0 Ins | None | 30.00% upfront | 53% - 56.8% | 97.1% - 106.4% | 27 | ||||||||
Salary Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | None | N/A | 54.2% - 77.7% | 54.2% - 77.7% | 48 | ||||||||
Susu Loan | 28.00% annual, Flat | 1 Fee | 0 Ins | None | 50.00% upfront | 51.9% - 56.3% | 179.5% - 210.9% | 14 |
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