Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACSI | 682,200 | 103,172,000 | 5 | 150 |
ADCSI | 176,100 | 30,846,000 | 2 | 151 |
BG | 47,000 | 4,048,000 | 4 | 150 |
DECSI | 361,000 | 96,304,000 | 7 | 150 |
Dire | 4,900 | 828,000 | 4 | 150 |
DMCPSC | 1,200 | 69,000 | 1 | 150 |
Eshet | 18,800 | 2,392,000 | 3 | 150 |
Harbu | 22,400 | 1,757,000 | 2 | 150 |
Meklit | 12,200 | 1,395,000 | 4 | 150 |
Metemamen | 10,500 | 650,000 | 6 | 150 |
OCSSCO | 502,700 | 69,565,000 | 3 | 150 |
OMO | 323,600 | 31,385,000 | 4 | 150 |
PEACE | 17,200 | 2,462,000 | 3 | 150 |
SFPI | 33,600 | 2,750,000 | 3 | 150 |
Sidama | 53,400 | 1,162,000 | 6 | 150 |
Wasasa | 49,300 | 5,798,000 | 4 | 150 |
Wisdom MFI | 45,300 | 5,500,000 | 6 | 147 |
Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | http://www.lowerpraruralbank.com/ |
Year established | 1983 |
Head of Institution | Isaac Kwamina Afful |
Regions active | |
# Branches | 14 |
Total Portfolio (nat'l) | GHS 12,443,472 |
Total Portfolio (USD) | USD 6,316,483.25 |
Active clients with loans | 34,056 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | GHAMFIN, ARB APEX |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Loan | GHS 1,000 - 30,000 | 1 - 12 | 20% - 40% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Salary Loan | GHS 500 - 11,000 | 1 - 60 | 40% - 60% | 80% - 100% | Business | Women, Men | Credit Ins | |||||||
Susu Loan | GHS 200 - 3,500 | 1 - 12 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, Tech Asst Visits, Market trends |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Loan | 30.00% annual, Flat | 2 Fees | 0 Ins | None | 25.00%- upfront | 66.3% - 87.9% | 104.2% - 146.4% | 24 | ||||||||
Salary Loan | 28.00% annual, Flat | 2 Fees | 0 Ins | None | N/A | 47.4% - 63% | 47.4% - 63% | 48 | ||||||||
Susu Loan | 30.00% annual, Flat | 2 Fees | 0 Ins | None | 25.00%- upfront | 69.6% - 91.6% | 115.7% - 154.1% | 22 |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
N (# of Samples) | ||||||
Total Borrrowers of Samples | ||||||
Avg | ||||||
Min | ||||||
Max | ||||||
Std Dev | ||||||
By Inst Type | ||||||
By Country | ||||||
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
From 0 to | ||||||
to | ||||||
to | ||||||
to ∞ |