| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACSI | 682,200 | 103,172,000 | 5 | 150 |
| ADCSI | 176,100 | 30,846,000 | 2 | 151 |
| BG | 47,000 | 4,048,000 | 4 | 150 |
| DECSI | 361,000 | 96,304,000 | 7 | 150 |
| Dire | 4,900 | 828,000 | 4 | 150 |
| DMCPSC | 1,200 | 69,000 | 1 | 150 |
| Eshet | 18,800 | 2,392,000 | 3 | 150 |
| Harbu | 22,400 | 1,757,000 | 2 | 150 |
| Meklit | 12,200 | 1,395,000 | 4 | 150 |
| Metemamen | 10,500 | 650,000 | 6 | 150 |
| OCSSCO | 502,700 | 69,565,000 | 3 | 150 |
| OMO | 323,600 | 31,385,000 | 4 | 150 |
| PEACE | 17,200 | 2,462,000 | 3 | 150 |
| SFPI | 33,600 | 2,750,000 | 3 | 150 |
| Sidama | 53,400 | 1,162,000 | 6 | 150 |
| Wasasa | 49,300 | 5,798,000 | 4 | 150 |
| Wisdom MFI | 45,300 | 5,500,000 | 6 | 147 |
| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1979 |
| Head of Institution | Leticia G. Loquinario |
| Regions active | |
| # Branches | 10 |
| Total Portfolio (nat'l) | PhP 824,435,000 |
| Total Portfolio (USD) | USD 19,723,325.36 |
| Active clients with loans | 57,276 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | Rural Bankers Association of the Philippines (RBAP), Microenterprise Access to Banking Services (MABS), Zamboanga del Norte Federation of Rural Banks |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASENSO Loan | PHP 10,000 - 150,000 | 1 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business, Specific age group, 18-65 years old | Business Training, Other Training, Tie-up with other agencies (DTI, TESDA) for trainings | |||||||
| Proyekto Maasenso | PHP 1,000 - 50,000 | 3 - 6 | 80% - 100% | 40% - 60% | Business | Women, Have business, Specific age group, 18-65 years old | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Livelihood, Leadership Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASENSO Loan | 30.0% annual, Flat | 2 Fees | 2 Ins | None | 100.00 upfront 10.00% ongoing | 66.1% - 74.4% | 79.2% - 103.5% | 34 | ||||||||
| Proyekto Maasenso | 30.0% annual, Flat | 1 Fee | 2 Ins | None | 100.00 upfront 45.00 ongoing | 78.9% - 97.7% | 92.2% - 179.2% | 24 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
