Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.asainitiative.org/ |
Year established | 2006 |
Head of Institution | Mrs. Veronica Agodoa Kitti |
Regions active | Central Region |
# Branches | 5 |
Total Portfolio (nat'l) | GHS 1,137,233 |
Total Portfolio (USD) | USD 577,275.63 |
Active clients with loans | 4,535 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0 |
Network affiliations | ASSFIN, GHAMFIN |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Six Months Group Loan | GHS 2,000 - 14,000 | 6 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Six Months Individual Loan | GHS 600 - 10,000 | 1 - 6 | 40% - 60% | 0% - 20% | Business, Other | Women, Men, Have business, Specific age group | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
Green Energy-Solar Loan | GHS 70 - 200 | 2 - 6 | 20% - 40% | 0% - 20% | Business, Consumer | Women, Men, Specific age group | Credit Educ, Credit Ins, Tech Asst Visits |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Six Months Group Loan | 44.00% annual, Flat | 2 Fees | 1 Ins | None | N/A | 82.2% - 82.4% | 86% - 86.2% | 51 | ||||||||
Six Months Individual Loan | 44.00% annual, Flat | 2 Fees | 1 Ins | None | N/A | 82.2% - 83.1% | 86% - 86.9% | 50 | ||||||||
Green Energy-Solar Loan | 36.00%-40.00% annual, Flat | 0 Fees | 1 Ins | None | N/A | 57.4% - 64.1% | 60.9% - 67.7% | 56 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
KBL | 468,300 | 120,082,000 | 16 | 106 |
KF | 233,600 | 41,416,000 | 4 | 105 |
NRSP | 399,900 | 70,157,000 | 3 | 106 |
ASA | 230,400 | 29,637,000 | 3 | 106 |
TMFB | 221,200 | 85,449,000 | 7 | 106 |
FMFB | 163,544 | 38,481,323 | 9 | 124 |
TRDP | 100,000 | 13,817,000 | 3 | 106 |
PRSP | 75,656 | 9,907,176 | 3 | 124 |
BRAC^P | 57,300 | 11,869,000 | 3 | 106 |
SRSO | 51,100 | 7,775,000 | 3 | 106 |
SSF | 46,000 | 4,776,000 | 3 | 106 |
FINCA | 82,000 | 43,559,000 | 9 | 106 |
JWS | 36,000 | 6,545,000 | 2 | 106 |
RCDS | 35,552 | 4,856,122 | 4 | 124 |
DAMEN | 35,185 | 7,150,864 | 1 | 124 |
FFO | 22,400 | 3,335,000 | 3 | 106 |
OLP | 21,400 | 3,510,000 | 3 | 106 |
CSC | 17,600 | 3,147,000 | 1 | 106 |
AMRDO | 13,800 | 1,206,000 | 5 | 106 |
WMBL | 13,800 | 6,105,000 | 3 | 106 |
Mojaz | 13,400 | 2,415,000 | 2 | 106 |
SDF | 11,500 | 1,041,000 | 4 | 106 |
POMFB | 8,500 | 2,795,000 | 4 | 106 |
OPD | 7,500 | 918,000 | 2 | 106 |
AGAHE | 7,300 | 797,000 | 2 | 106 |
NRDP | 6,184 | 1,521,972 | 3 | 124 |
GBTI | 6,100 | 669,000 | 3 | 124 |
WASIL | 4,300 | 1,135,000 | 2 | 106 |
Micro Options | 4,000 | 768,000 | 5 | 106 |
VDO | 3,900 | 489,000 | 3 | 124 |
SVDP | 3,900 | 811,000 | 13 | 124 |
SRDO | 3,500 | 766,000 | 4 | 106 |
OSDI | 2,000 | 923,000 | 3 | 106 |
APMBL | 1,800 | 1,401,000 | 3 | 106 |
BEDF | 1,400 | 209,000 | 3 | 124 |
KCDO | 800 | 94,000 | 1 | 124 |
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