| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1999 |
| Head of Institution | Joseph S. K. Agamah |
| Regions active | Eastern Region, Ashanti Region |
| # Branches | 2 |
| Total Portfolio (nat'l) | GHS 27,463 |
| Total Portfolio (USD) | USD 13,940.61 |
| Active clients with loans | 109 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | ASSFIN, GHAMFIN |
| Funders | ISODEC |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2010 |
| Head of Institution | Maluba Handahu-Wakung'uma |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | ZMK 3,373,101,754 |
| Total Portfolio (USD) | USD 651,807.10 |
| Active clients with loans | 4,950 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | |
| Funders | Moringaway, Concern Worldwide |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | GHS 200 - 3,000 | 4 - 9 | 0% - 20% | 0 | Business, Small-scale businesses | Women, Men, Have business, Must be an active farmer. , Must be a farmer group member, and live in the same community as the group. | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| End of Term Loan | ZMK 400,000 - 1,500,000 | 6 - 12 | 40% - 60% | 0% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs | |||||||
| Flexi 1 | ZMK 400,000 - 2,000,000 | 3 - 12 | 40% - 60% | 0% | Business | Women, Men | Credit Educ, Group Mtgs |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 48.00% annual, Flat | 1 Fee | 0 | None | 33.30% upfront | 72.9% - 80.2% | 141.6% - 150.5% | 32 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| End of Term Loan | 60.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 7.0% upfront | 64.2% - 68.6% | 69.1% - 73.9% | 84 | ||||||||
| Flexi 1 | 66.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0% upfront | 76% - 79.1% | 91% - 95.2% | 70 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 48.00% annual, Flat | 1 Fee | 0 | None | 33.30% upfront | 72.9% - 80.2% | 141.6% - 150.5% | 32 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| End of Term Loan | 60.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 7.0% upfront | 64.2% - 68.6% | 69.1% - 73.9% | 84 | ||||||||
| Flexi 1 | 66.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 76% - 79.1% | 91% - 95.2% | 70 |
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