| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | n/a |
| Year established | 1990 |
| Head of Institution | Kwabena Dankyi Darfoor |
| Regions active | Greater Accra Region, Central Region, Western Region, Eastern Region, Ashanti Region, Northern Region |
| # Branches | 4 |
| Total Portfolio (nat'l) | GHS 110,408 |
| Total Portfolio (USD) | USD 56,044.67 |
| Active clients with loans | 273 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | GHAMFIN, ASSFIN, UNDP, UNCTAD/EMPRETEC Worldwide |
| Funders | UNDP |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.brac.net/ |
| Year established | 2006 |
| Head of Institution | Faruque Ahmed |
| Regions active | Central, Eastern, Northern, Western |
| # Branches | 133 |
| Total Portfolio (nat'l) | UGX 65,967,150,584 |
| Total Portfolio (USD) | USD 26,125,604.19 |
| Active clients with loans | 134,693 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | AMFIU |
| Funders | MasterCard Foundation, BRAC Africa Loan Fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | GHS 200 - 3,000 | 6 - 12 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business, Specific age group, Children and the very elderly are not eligible., Must be a member of a group or association. | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health/Nutrition , Family Life |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance 1-Year Loan | UGX 350,000 - 3,500,000 | 3 - 12.5 | 100% | 0% - 20% | Any Purpose | Women, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
| Microfinance 6-Month Loan | UGX 350,000 - 2,500,000 | 5 - 7 | 100% | 0% - 20% | Any Purpose | Women, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
| Small Enterprise Program | UGX 2,500,000 - 25,000,000 | 3 - 12 | 40% - 60% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | 36.00% annual, Flat | 2 Fees | 0 | None | 10.00% upfront | 69.3% - 70.3% | 82.1% - 83.3% | 43 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance 1-Year Loan | 25.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront | 47.8% - 52.4% | 57.5% - 63.9% | 41 | ||||||||
| Microfinance 6-Month Loan | 25.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront | 46.5% - 49.8% | 56.6% - 60.7% | 43 | ||||||||
| Small Enterprise Program | 25.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront | 45.2% - 45.7% | 53.9% - 54.5% | 46 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | 36.00% annual, Flat | 2 Fees | 0 | None | 10.00% upfront | 69.3% - 70.3% | 82.1% - 83.3% | 43 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance 1-Year Loan | 25.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront | 47.8% - 52.4% | 57.5% - 63.9% | 41 | ||||||||
| Microfinance 6-Month Loan | 25.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront | 46.5% - 49.8% | 56.6% - 60.7% | 43 | ||||||||
| Small Enterprise Program | 25.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront | 45.2% - 45.7% | 53.9% - 54.5% | 46 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
