| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.idghana.org/ |
| Year established | 1998 |
| Head of Institution | Stephen Mawuli Kwesi Dugbazah |
| Regions active | Greater Accra Region |
| # Branches | 5 |
| Total Portfolio (nat'l) | GHS 1,879,142 |
| Total Portfolio (USD) | USD 953,879.19 |
| Active clients with loans | 5,689 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | GHAMFIN, ASSFIN, AMT |
| Funders | Entrepreneurs du Monde, Air Liquide, TECHNIP, French Embassy |
| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | http://www.accessbank.co.tz/ |
| Year established | 2007 |
| Head of Institution | Roland Coulon |
| Regions active | Dar es Salaam, Mwanza, Shinyanga, Tabora |
| # Branches | 10 |
| Total Portfolio (nat'l) | TZS 59,431,169,032 |
| Total Portfolio (USD) | USD 37,378,093.73 |
| Active clients with loans | 25,446 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | AccessBank Group |
| Funders | Access Microfinance Holding AG ( AccessHolding), IFC, KfW, AfDB |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Front Desk | GHS 100 - 5,000 | 3 - 9 | 80% - 100% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Business Training, Other Training, Life skill training, counciling, and referral services. | |||||||
| Kick Start | GHS 20 - 200 | 6 | 80% - 100% | 80% - 100% | Business | Women | Credit Educ, Group Mtgs, Business Training, Other Training, Life skill training, counciling, and referral services. | |||||||
| Onipa Nua (Each other's keepers) | GHS 100 - 5,000 | 3 - 9 | 80% - 100% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training, Other Training, Life skill training, counciling, and referral services. |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | TZS 100,000 - 25,000,000 | 3 - 24 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business, operating business atleast for six months | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
| Agroloan | TZS 100,000 - 25,000,000 | 3 - 18 | 0% - 20% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Tech Asst Visits |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Front Desk | 36.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 68.9% - 74.9% | 68.9% - 74.9% | 49 | ||||||||
| Kick Start | 0.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 100 | ||||||||
| Onipa Nua (Each other's keepers) | 36.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 70.3% - 71.2% | 70.3% - 71.2% | 50 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 42.0%-66.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 52.9% - 64.3% | 52.9% - 64.3% | 72 | ||||||||
| Agroloan | 42.0%-54.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 54% - 56.4% | 54% - 56.4% | 74 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Front Desk | 36.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 68.9% - 74.9% | 68.9% - 74.9% | 49 | ||||||||
| Kick Start | 0.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 100 | ||||||||
| Onipa Nua (Each other's keepers) | 36.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 70.3% - 71.2% | 70.3% - 71.2% | 50 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 42.0%-66.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 52.9% - 64.3% | 52.9% - 64.3% | 72 | ||||||||
| Agroloan | 42.0%-54.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 54% - 56.4% | 54% - 56.4% | 74 |
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