Institution

Kumanwuman Rural Bank Limited Head OfficeKumawuKumasi, AshantiP.O. Box 33
Data approved: 2013-03-05
Data version: 2
Age of data: 132 months

Institution

FINCA Uganda Limited Plot 22 Ben Kiwanuka StreetKampalaPO Box 24450
Data approved: 2014-11-19
Data version: 3
Age of data: 110 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://[email protected]
Year established1982
Head of InstitutionC.K Ablerdu
Regions activeAshanti Region
# Branches9

Total Portfolio (nat'l)GHS 12,511,356
Total Portfolio (USD)USD 6,350,942.13
Active clients with loans4,013
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsARB Apex, GHAMFIN
FundersSPEED Ghana, MiDA, MASLOC

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.finca.org/
Year established1992
Head of InstitutionJulius Omoding
Regions activeCentral, Eastern, Northern, Western, Southern
# Branches27

Total Portfolio (nat'l)UGX 69,190,692,605
Total Portfolio (USD)USD 27,402,254.50
Active clients with loans56,372
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsFINCA International
FundersFINCA International, SEEP, Gates Foundation

Loan Products » Summary

1,412 Borrowers
USD 2,465,610.66 Portfolio
Active Product
1,756 Borrowers
USD 3,312,781.73 Portfolio
Active Product
845 Borrowers
USD 572,549.75 Portfolio
Active Product

Loan Products » Summary

10,570 Borrowers
USD 17,162,934.63 Portfolio
Active Product
11,953 Borrowers
USD 2,596,434.73 Portfolio
Active Product
31,375 Borrowers
USD 5,567,259.94 Portfolio
Active Product
2,474 Borrowers
USD 2,075,625.19 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Commercial Loan GHS 500 - 90,000 6 - 18 20% - 40% 60% - 80% Business Women, Men, Have business Group Mtgs, Credit Ins, Other Training
Salary Loan GHS 200 - 6,000 6 - 18 20% - 40% 60% - 80% Any Purpose Women, Men, Salaried worker Credit Educ, Group Mtgs, Credit Ins, Other Training
Susu Loan GHS 50 - 20,000 3 - 12 60% - 80% 40% - 60% Business, Housing, Consumer, Education, Other Women, Men, Have business, Must have conttributed savings depsoit for at least 3 months. Credit Educ, Group Mtgs, Credit Ins, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
FINCA Business Loan UGX 500,000 - 200,000,000 3 - 36 20% - 40% 80% - 100% Business, Agriculture, Education Women, Men, Have business, Specific age group Credit Ins
FINCA Small Group Loan UGX 500,000 - 10,000,000 3 - 12 20% - 40% 60% - 80% Business, Agriculture, Education Women, Men, Have business, Specific age group Credit Educ, Group Mtgs, Credit Ins
FINCA Village Group Loan UGX 50,000 - 10,000,000 4 - 8 40% - 60% 20% - 40% Business, Agriculture, Education Women, Men, Have business, Specific age group Credit Educ, Group Mtgs, Credit Ins
FINCA Agriculture Loan UGX 100,000 - 60,000,000 3 - 36 40% - 60% 20% - 40% Business, Agriculture, Education Women, Men, Individual farmers & farmers in cooperatives Loan guarantee up to 50% by agribusiness initiative

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Commercial Loan 28.00% annual, Flat 1 Fee 0 Ins None 30.00% upfront 53% - 56.8% 97.1% - 106.4% 27
Salary Loan 30.00% annual, Flat 1 Fee 0 Ins None N/A 54.2% - 77.7% 54.2% - 77.7% 48
Susu Loan 28.00% annual, Flat 1 Fee 0 Ins None 50.00% upfront 51.9% - 56.3% 179.5% - 210.9% 14

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
FINCA Business Loan 24.0%-36.0% annual, Decl Bal 2 Fees 1 Ins None N/A 32.2% - 36.1% 33% - 37% 68
FINCA Small Group Loan 68.8% annual, Decl Bal 1 Fee 0 Ins None 10.0% upfront 69.2% - 71.6% 82.7% - 87.1% 81
FINCA Village Group Loan 68.8% annual, Decl Bal 1 Fee 0 Ins None 10.0% upfront 1.00% ongoing 70% - 80.5% 84.2% - 97.9% 78
FINCA Agriculture Loan 42.0%-68.8% annual, Decl Bal 2 Fees 0 Ins None N/A 59.7% - 71.5% 59.7% - 71.5% 66

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Commercial Loan 28.00% annual, Flat 1 Fee 0 Ins Ins None 30.00% upfront 53% - 56.8% 97.1% - 106.4% 27
Salary Loan 30.00% annual, Flat 1 Fee 0 Ins Ins None N/A 54.2% - 77.7% 54.2% - 77.7% 48
Susu Loan 28.00% annual, Flat 1 Fee 0 Ins Ins None 50.00% upfront 51.9% - 56.3% 179.5% - 210.9% 14

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
FINCA Business Loan 24.0%-36.0% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 32.2% - 36.1% 33% - 37% 68
FINCA Small Group Loan 68.8% annual, Decl Bal 1 Fee 0 Ins Ins None 10.0% upfront 69.2% - 71.6% 82.7% - 87.1% 81
FINCA Village Group Loan 68.8% annual, Decl Bal 1 Fee 0 Ins Ins None 10.0% upfront 1.00% ongoing 70% - 80.5% 84.2% - 97.9% 78
FINCA Agriculture Loan 42.0%-68.8% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 59.7% - 71.5% 59.7% - 71.5% 66
Institution Price Graph
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to