Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | http://www.lowerpraruralbank.com/ |
Year established | 1983 |
Head of Institution | Isaac Kwamina Afful |
Regions active | |
# Branches | 14 |
Total Portfolio (nat'l) | GHS 12,443,472 |
Total Portfolio (USD) | USD 6,316,483.25 |
Active clients with loans | 34,056 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | GHAMFIN, ARB APEX |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Loan | GHS 1,000 - 30,000 | 1 - 12 | 20% - 40% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Salary Loan | GHS 500 - 11,000 | 1 - 60 | 40% - 60% | 80% - 100% | Business | Women, Men | Credit Ins | |||||||
Susu Loan | GHS 200 - 3,500 | 1 - 12 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, Tech Asst Visits, Market trends |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Loan | 30.00% annual, Flat | 2 Fees | 0 Ins | None | 25.00%- upfront | 66.3% - 87.9% | 104.2% - 146.4% | 24 | ||||||||
Salary Loan | 28.00% annual, Flat | 2 Fees | 0 Ins | None | N/A | 47.4% - 63% | 47.4% - 63% | 48 | ||||||||
Susu Loan | 30.00% annual, Flat | 2 Fees | 0 Ins | None | 25.00%- upfront | 69.6% - 91.6% | 115.7% - 154.1% | 22 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Actuar Caldas | 3,700 | 5,247,000 | 1 | 159 |
Actuar Quindio | 2,300 | 2,800,000 | 2 | 159 |
Actuar Tolima | 8,800 | 5,099,000 | 3 | 159 |
Amanecer | 4,300 | 8,253,000 | 4 | 159 |
Banco Agrario | 56,300 | 39,938,000 | 3 | 159 |
Banco WWB | 219,400 | 294,019,000 | 5 | 154 |
Bancolombia | 36,200 | 51,563,000 | 1 | 159 |
BdO | 10,400 | 7,945,000 | 2 | 159 |
Comerciacoop | 1,600 | 3,255,000 | 4 | 159 |
Confiar | 43,800 | 81,993,000 | 7 | 159 |
Congente | 5,400 | 20,045,000 | 2 | 159 |
Contactar | 25,100 | 20,184,000 | 2 | 159 |
Crezcamos | 27,500 | 22,564,000 | 4 | 159 |
Finamerica | 39,800 | 99,536,000 | 7 | 159 |
FMM Popayán | 310,000 | 243,614,000 | 3 | 159 |
FMSD | 6,800 | 9,236,000 | 6 | 159 |
Fomentamos | 900 | 102,000 | 1 | 159 |
Fund DeLaMujer | 199,900 | 165,568,000 | 1 | 159 |
Fund Oleoductos | 500 | 435,000 | 1 | 154 |
FUNDAUNIBAN | 600 | 1,307,000 | 2 | 159 |
FUNDESAN | 2,400 | 2,521,000 | 5 | 159 |
FUNDESMAG | 1,000 | 1,698,000 | 2 | 159 |
Interactuar | 30,200 | 93,846,000 | 4 | 159 |
MEDA | 15,600 | 27,322,000 | 2 | 159 |
ProCredit CO | 5,700 | 18,569,000 | 3 | 159 |
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