| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | Yes |
| Website address | http://www.mailfinancegh.com |
| Year established | 2005 |
| Head of Institution | Mark Gborgbor |
| Regions active | Greater Accra Region |
| # Branches | 0 |
| Total Portfolio (nat'l) | GHS 568,292 |
| Total Portfolio (USD) | USD 288,473.10 |
| Active clients with loans | 342 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | GAMFIN, GCSCA |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | GHS 100 - 30,000 | 6 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | 60.00% annual, Flat | 1 Fee | 1 Ins | None | 5.00%-50.00% upfront | 103.3% - 111.6% | 194.6% - 373.8% | 22 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AB Bank | 300 | 307,000 | 2 | 156 |
| AMZ | 4,900 | 651,000 | 2 | 156 |
| CETZAM | 6,700 | 2,210,000 | 4 | 156 |
| Eclof Zambia | 200 | 111,000 | 4 | 156 |
| Empowerment | 1,500 | 447,000 | 5 | 156 |
| FINCA Zambia | 43,700 | 16,420,000 | 4 | 114 |
| Harmos | 9,800 | 1,398,000 | 3 | 156 |
| Kungoma | 43 | 18,000 | 2 | 156 |
| MBT | 13,900 | 1,563,000 | 5 | 156 |
| Meanwood | 2,000 | 1,766,000 | 5 | 156 |
| PFSL | 1,300 | 3,506,000 | 3 | 156 |
| Zambia CRC | 30 | 1,000 | 1 | 156 |
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