| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://markazalbishara.wordpress.com/ |
| Year established | 1996 |
| Head of Institution | Rev. Johnson Asare |
| Regions active | Northern Region |
| # Branches | 1 |
| Total Portfolio (nat'l) | GHS 35,000 |
| Total Portfolio (USD) | USD 17,766.50 |
| Active clients with loans | 145 |
| Approximate % female clients | 100% |
| Approximate % urban clients | 100% |
| Network affiliations | Christian Children's Fund of Canada (CCFC), GHAMFIN, ASSFIN, Credit Union Association (CUA) |
| Funders | Christian Children's Fund of Canada (CCFC), Credit Union Association (CUA) |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | http://www.selfina.com/ |
| Year established | 2002 |
| Head of Institution | Dr Victoria Kisyombe |
| Regions active | |
| # Branches | 8 |
| Total Portfolio (nat'l) | TZS 5,000,000,000 |
| Total Portfolio (USD) | USD 3,144,654.09 |
| Active clients with loans | 8,243 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders | Glassroots Business Fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Trading Loan | GHS 100 - 300 | 6 | 80% - 100% | 80% - 100% | Business, Other | Women, Have business | Group Mtgs, Tech Asst Visits, Health Training (HIV/AIDS, etc.) |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microleasing Loan | TZS 150,000 - 4,000,000 | 6 - 18 | 80% - 100% | 40% - 60% | Business | Women, Have business | Business Training | |||||||
| Working Capital Loan | TZS 150,000 - 5,000,000 | 6 - 18 | 80% - 100% | 40% - 60% | Business | Women, Have business | Credit Educ, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Trading Loan | 30.00% annual, Flat | 1 Fee | 0 | None | N/A | 50.5% | 50.5% | 59 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microleasing Loan | 30.00%-33.60% annual, Flat | 1 Fee | 0 Ins | None | 25.00% upfront | 63.6% - 75.9% | 103.3% - 127.1% | 27 | ||||||||
| Working Capital Loan | 33.60% annual, Flat | 1 Fee | 0 Ins | None | 20.00% upfront | 61.4% - 64.2% | 87.3% - 93.4% | 36 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Trading Loan | 30.00% annual, Flat | 1 Fee | 0 | None | N/A | 50.5% | 50.5% | 59 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microleasing Loan | 30.00%-33.60% annual, Flat | 1 Fee | 0 Ins Ins | None | 25.00% upfront | 63.6% - 75.9% | 103.3% - 127.1% | 27 | ||||||||
| Working Capital Loan | 33.60% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.00% upfront | 61.4% - 64.2% | 87.3% - 93.4% | 36 |
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