Institution

Nwabiagya Rural Bank Limited KumasiAshanti RegionPO Box B170
Data approved: 2013-03-02
Data version: 2
Age of data: 132 months

Institution

Markaz Al Bishara Head OfficeGumani Child Care & Family Helper ProgramTamale, NorthernPO Box TL 1313
Data approved: 2013-04-16
Data version: 2
Age of data: 132 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.nrbank.org
Year established1987
Head of InstitutionNuamah-Danquah Samuel
Regions activeAshanti Region
# Branches7

Total Portfolio (nat'l)GHS 4,463,063.91
Total Portfolio (USD)USD 2,265,514.68
Active clients with loans4,099
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsARB Apex Bank, GHAMFIN
FundersSCIMP/IFAD, SPEED, ARB Apex Bank

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://markazalbishara.wordpress.com/
Year established1996
Head of InstitutionRev. Johnson Asare
Regions activeNorthern Region
# Branches1

Total Portfolio (nat'l)GHS 35,000
Total Portfolio (USD)USD 17,766.50
Active clients with loans145
Approximate % female clients100%
Approximate % urban clients100%
Network affiliationsChristian Children's Fund of Canada (CCFC), GHAMFIN, ASSFIN, Credit Union Association (CUA)
FundersChristian Children's Fund of Canada (CCFC), Credit Union Association (CUA)

Loan Products » Summary

2,144 Borrowers
USD 209,913.56 Portfolio
Active Product
818 Borrowers
USD 1,426,502.20 Portfolio
Active Product
1,137 Borrowers
USD 629,098.91 Portfolio
Active Product

Loan Products » Summary

145 Borrowers
USD 17,766.50 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Lending GHS 200 - 1,500 6 - 12 40% - 60% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits
Micro Enterprise Loan GHS 200 - 10,000 6 - 12 20% - 40% 80% - 100% Business Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training
Susu Loan GHS 200 - 10,000 6 40% - 60% 60% - 80% Business, Other, Petty Traders Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Other Training, Personal hygiene & health education

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Petty Trading Loan GHS 100 - 300 6 80% - 100% 80% - 100% Business, Other Women, Have business Group Mtgs, Tech Asst Visits, Health Training (HIV/AIDS, etc.)

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Lending 28.1% annual, Flat 1 Fee 1 Ins None 20.0% upfront 47.8% 73.3% 38
Micro Enterprise Loan 28.1% annual, Flat 1 Fee 1 Ins None 20.0% upfront 52.2% - 54% 82.1% - 85.9% 33
Susu Loan 28.1% annual, Flat 1 Fee 1 Ins None 33.3% upfront 53.1% - 54% 121.1% - 123.6% 23

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Petty Trading Loan 30.00% annual, Flat 1 Fee 0 None N/A 50.5% 50.5% 59

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Lending 28.1% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 47.8% 73.3% 38
Micro Enterprise Loan 28.1% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 52.2% - 54% 82.1% - 85.9% 33
Susu Loan 28.1% annual, Flat 1 Fee 1 Ins Ins None 33.3% upfront 53.1% - 54% 121.1% - 123.6% 23

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Petty Trading Loan 30.00% annual, Flat 1 Fee 0 None N/A 50.5% 50.5% 59
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