Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002114
Ahantaman RB23,8009,896,000496
APED13,7001,876,000296
ASA Initiative4,400577,000496
ASA-Ghana71,60018,385,000296
ASPI80088,000696
Atwima Kwanwoma3,8001,788,000296
Baobab5,100967,000296
BestFUND13,0004,172,000396
Bonzali Rural10,4001,691,0004114
CashPhase83135,000296
CASUD1,100524,000196
CEDEF50054,000496
CFF10013,000196
CRAN3,6001,019,000296
DQF1,70063,000296
EASL9,20011,409,000696
East Mamprusi12,5002,268,000496
ELDA00096
EMPRETEC Ghana20056,000296
FASL13,50014,047,000896
Grameen Ghana9,500507,000396
ID-Ghana5,600953,000396
Innovative Finance2,700354,000396
Kraban Support7,700781,0005114
KRB4,0006,350,000396
Lower Pra RB34,0006,316,0003114
Maata-N-Tudu12,000941,000496
Mail Finance300288,000196
Markaz00096
Markaz Al Bishara10017,000196
MicrofinPlus Gh1,100251,000296
Nwabiagya RB4,0002,265,000396
OISL62,00027,232,000996
Pro Credit00096
Rich Step100101,000196
SAT147,60029,359,000496
Sekam Trust600137,000296
Simli Pong8,900463,0003114
SS Ghana20035,000196
TCCU10032,000396
The Bridge40032,0003114
Union RB3,8002,361,000496
Please note that the information you are viewing is 128 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundación para el Desarrollo Integral Espoir Iñaquito No. 1261 y Naciones Unidas Edficio Comandato Torre Iñaquito PenthouseQuito, Pichincha
Data approved: 2010-11-08
Data version: 1
Age of data: 128 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.espoir.org.ec/
Year established2002
Head of InstitutionDr. Guillero José Francisco Moreno Oleas
Regions active
# Branches6

Total Portfolio (nat'l)USD 21,264,263
Total Portfolio (USD)USD 21,264,263
Active clients with loans56,896
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Loan Products » Summary

52,471 Borrowers
USD 13,907,941 Portfolio
Active Product
6,175 Borrowers
USD 1,687,779 Portfolio
Active Product
1,635 Borrowers
USD 2,414,152 Portfolio
Active Product
773 Borrowers
USD 404,805 Portfolio
Active Product
1,094 Borrowers
USD 2,621,383 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Crédito de Banca Comunal USD 350 - 1,800 4 - 6 80% - 100% 40% - 60% Business Women, Men, Hombres solo si representan el 20% del total de miembros de grupo Credit Educ, Group Mtgs, Business Training, Other Training
Crédito Emergente USD 100 - 500 2 - 6 80% - 100% 40% - 60% Business, Other Women, Men, Have business Credit Ins
Crédito Empresarial USD 1,000 - 8,000 12 - 36 60% - 80% 40% - 60% Business Women, Men, Have business, Specific age group
Crédito Vivamos Mejor USD 200 - 1,000 2 - 12 80% - 100% 40% - 60% Housing Women, Men, Have business, Have home or land
Microcrédito Individual Minorista USD 1,000 - 8,000 12 - 36 60% - 80% 20% - 40% Business, Education Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crédito de Banca Comunal 24.3%-26.8% annual, Flat 0 Fees 0 Ins None 10.0% upfront 24.7% - 27.6% 30.1% - 34% 73
Crédito Emergente 26.9% annual, Decl Bal 0 Fees 0 Ins None N/A 26.7% - 26.9% 26.7% - 26.9% 100
Crédito Empresarial 24.5% annual, Decl Bal 0 Fees 0 Ins None N/A 24.5% - 28.9% 24.5% - 28.9% 90
Crédito Vivamos Mejor 26.9% annual, Flat 0 Fees 0 Ins None N/A 26.7% - 26.8% 26.7% - 26.8% 100
Microcrédito Individual Minorista 24.5%-26.9% annual, Decl Bal 0 Fees 0 Ins None N/A 26.9% - 28.9% 26.9% - 28.9% 88
Institution Price Graph
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Key Statistics
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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