Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002128
Ahantaman RB23,8009,896,0004110
APED13,7001,876,0002110
ASA Initiative4,400577,0004110
ASA-Ghana71,60018,385,0002110
ASPI80088,0006110
Atwima Kwanwoma3,8001,788,0002110
Baobab5,100967,0002110
BestFUND13,0004,172,0003110
Bonzali Rural10,4001,691,0004128
CashPhase83135,0002110
CASUD1,100524,0001110
CEDEF50054,0004110
CFF10013,0001110
CRAN3,6001,019,0002110
DQF1,70063,0002110
EASL9,20011,409,0006110
East Mamprusi12,5002,268,0004110
ELDA000110
EMPRETEC Ghana20056,0002110
FASL13,50014,047,0008110
Grameen Ghana9,500507,0003110
ID-Ghana5,600953,0003110
Innovative Finance2,700354,0003110
Kraban Support7,700781,0005128
KRB4,0006,350,0003110
Lower Pra RB34,0006,316,0003128
Maata-N-Tudu12,000941,0004110
Mail Finance300288,0001110
Markaz000110
Markaz Al Bishara10017,0001110
MicrofinPlus Gh1,100251,0002110
Nwabiagya RB4,0002,265,0003110
OISL62,00027,232,0009110
Pro Credit000110
Rich Step100101,0001110
SAT147,60029,359,0004110
Sekam Trust600137,0002110
Simli Pong8,900463,0003128
SS Ghana20035,0001110
TCCU10032,0003110
The Bridge40032,0003128
Union RB3,8002,361,0004110
Please note that the information you are viewing is 128 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Amhara Credit and Savings Institution (ACSI) Head OfficeGonder road Kebele 10Bahir Dar, AmharaP O Box 417
Data approved: 2011-12-23
Data version: 1
Age of data: 128 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.acsi-ethiopia.org/
Year established1995
Head of InstitutionMr Mekonen Yelewemwessen
Regions active
# Branches229

Total Portfolio (nat'l)ETB 1,940,827,401
Total Portfolio (USD)USD 105,479,750.10
Active clients with loans694,993
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsAEMFI
FundersORDA Organisation for Rehabilitation and Development in Amhara, Regional Government, Endeaveour, ADA Amhara Development Association

Loan Products » Summary

23,590 Borrowers
USD 6,555,691.90 Portfolio
Active Product
8,562 Borrowers
USD 13,100,877.93 Portfolio
Active Product
518,017 Borrowers
USD 66,456,177.50 Portfolio
Active Product
129,504 Borrowers
USD 16,614,044.35 Portfolio
Active Product
2,600 Borrowers
USD 445,311.36 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asset Loan ETB 1,000 - 15,000 12 - 36 60% - 80% 0% - 20% Housing, Consumer Women, Men, Salaried worker
Enterprise Loan ETB 5,001 - 10,000,000 12 - 60 60% - 80% 0% - 20% Business Women, Men, Have business
Group Loan - End Term ETB 150 - 3,000 6 - 12 60% - 80% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins
Group Loan - Installments ETB 150 - 7,500 12 - 24 60% - 80% 0% - 20% Any Purpose Women, Men Credit Educ, Group Mtgs, Credit Ins
Technology Loan ETB 4,200 - 5,669 24 60% - 80% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Loan 10.0%-13.0% annual, Decl Bal 1 Fee 0 Ins None 5.0% upfront 12.9% - 13% 13.7% - 13.8% 73
Enterprise Loan 10.0%-13.0% annual, Decl Bal 1 Fee 0 Ins None N/A 10% - 13% 10% - 13% 88
Group Loan - End Term 18.0% annual, Decl Bal 0 Fees 1 Ins None 5.0% upfront 1.00% ongoing 18% 20.5% 88
Group Loan - Installments 15.0% annual, Decl Bal 0 Fees 1 Ins None 3.0% upfront 1.00% ongoing 14.9% - 15.1% 17% - 17.9% 85
Technology Loan 13.0% annual, Decl Bal 0 Fees 0 Ins None 3.0% upfront 0.30% ongoing 13% 13.4% - 13.5% 96
Institution Price Graph
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