Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002119
Ahantaman RB23,8009,896,0004101
APED13,7001,876,0002101
ASA Initiative4,400577,0004101
ASA-Ghana71,60018,385,0002101
ASPI80088,0006101
Atwima Kwanwoma3,8001,788,0002101
Baobab5,100967,0002101
BestFUND13,0004,172,0003101
Bonzali Rural10,4001,691,0004119
CashPhase83135,0002101
CASUD1,100524,0001101
CEDEF50054,0004101
CFF10013,0001101
CRAN3,6001,019,0002101
DQF1,70063,0002101
EASL9,20011,409,0006101
East Mamprusi12,5002,268,0004101
ELDA000101
EMPRETEC Ghana20056,0002101
FASL13,50014,047,0008101
Grameen Ghana9,500507,0003101
ID-Ghana5,600953,0003101
Innovative Finance2,700354,0003101
Kraban Support7,700781,0005119
KRB4,0006,350,0003101
Lower Pra RB34,0006,316,0003119
Maata-N-Tudu12,000941,0004101
Mail Finance300288,0001101
Markaz000101
Markaz Al Bishara10017,0001101
MicrofinPlus Gh1,100251,0002101
Nwabiagya RB4,0002,265,0003101
OISL62,00027,232,0009101
Pro Credit000101
Rich Step100101,0001101
SAT147,60029,359,0004101
Sekam Trust600137,0002101
Simli Pong8,900463,0003119
SS Ghana20035,0001101
TCCU10032,0003101
The Bridge40032,0003119
Union RB3,8002,361,0004101
Please note that the information you are viewing is 119 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Sidama MFI Head OfficeHawassaPO Box 565
Data approved: 2011-12-23
Data version: 1
Age of data: 119 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1998
Head of InstitutionMr Tarekegn Bache
Regions active
# Branches20

Total Portfolio (nat'l)ETB 37,000,000
Total Portfolio (USD)USD 2,010,869.57
Active clients with loans52,914
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliationsAEMFI, MAIN
FundersIrish Aid (initially), Care Ethiopia

Loan Products » Summary

15,345 Borrowers
USD 703,804.35 Portfolio
Active Product
6,350 Borrowers
USD 36,195.65 Portfolio
Active Product
8,465 Borrowers
USD 30,163.04 Portfolio
Active Product
6,350 Borrowers
USD 28,152.17 Portfolio
Active Product
16,403 Borrowers
USD 361,956.52 Portfolio
Active Product
530 Borrowers
USD 2,010.87 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Loan ETB 300 - 50,000 3 - 24 0% - 20% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins
General Loan ETB 300 - 10,000 12 40% - 60% 20% - 40% Any Purpose Women, Men, Salaried worker Credit Educ, Group Mtgs, Credit Ins
Housing Loan ETB 10,000 - 100,000 12 - 24 0% - 20% 80% - 100% Housing Women, Men, Have home or land Credit Ins
Micro and Small Enterprise Loan ETB 300 - 50,000 3 - 24 0% - 20% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Petty Trade Loan ETB 300 - 100,000 3 - 24 20% - 40% 40% - 60% Business Women, Men, Have home or land Credit Educ, Group Mtgs, Credit Ins
Service Loan ETB 300 - 100,000 12 - 24 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan 12.0% annual, Flat 1 Fee 1 Ins None 6.0% upfront 20.00 ongoing 35.6% - 40.4% 41.9% - 48.8% 27
General Loan 18.0% annual, Flat 1 Fee 1 Ins None 6.0% upfront 20.00 ongoing 35.6% - 35.7% 42.8% - 46.9% 40
Housing Loan 15.0%-18.0% annual, Flat 1 Fee 1 Ins None 6.0% upfront 20.00 ongoing 28.7% - 35.6% 34.5% - 44.2% 41
Micro and Small Enterprise Loan 18.0% annual, Flat 1 Fee 1 Ins None 6.0% upfront 20.00 ongoing 28.6% - 35.5% 32.9% - 41.8% 51
Petty Trade Loan 18.0% annual, Flat 1 Fee 1 Ins None 6.0% upfront 20.00 ongoing 28.7% - 35.7% 32.9% - 43.7% 48
Service Loan 18.0% annual, Flat 1 Fee 1 Ins None 6.0% upfront 20.00 ongoing 28.7% - 28.8% 32.9% - 33.1% 54
Institution Price Graph
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