| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AGFS | 200 | 47,000 | 2 | 140 |
| Ahantaman RB | 23,800 | 9,896,000 | 4 | 122 |
| APED | 13,700 | 1,876,000 | 2 | 122 |
| ASA Initiative | 4,400 | 577,000 | 4 | 122 |
| ASA-Ghana | 71,600 | 18,385,000 | 2 | 122 |
| ASPI | 800 | 88,000 | 6 | 122 |
| Atwima Kwanwoma | 3,800 | 1,788,000 | 2 | 122 |
| Baobab | 5,100 | 967,000 | 2 | 122 |
| BestFUND | 13,000 | 4,172,000 | 3 | 122 |
| Bonzali Rural | 10,400 | 1,691,000 | 4 | 140 |
| CashPhase | 83 | 135,000 | 2 | 122 |
| CASUD | 1,100 | 524,000 | 1 | 122 |
| CEDEF | 500 | 54,000 | 4 | 122 |
| CFF | 100 | 13,000 | 1 | 122 |
| CRAN | 3,600 | 1,019,000 | 2 | 122 |
| DQF | 1,700 | 63,000 | 2 | 122 |
| EASL | 9,200 | 11,409,000 | 6 | 122 |
| East Mamprusi | 12,500 | 2,268,000 | 4 | 122 |
| ELDA | 0 | 0 | 0 | 122 |
| EMPRETEC Ghana | 200 | 56,000 | 2 | 122 |
| FASL | 13,500 | 14,047,000 | 8 | 122 |
| Grameen Ghana | 9,500 | 507,000 | 3 | 122 |
| ID-Ghana | 5,600 | 953,000 | 3 | 122 |
| Innovative Finance | 2,700 | 354,000 | 3 | 122 |
| Kraban Support | 7,700 | 781,000 | 5 | 140 |
| KRB | 4,000 | 6,350,000 | 3 | 122 |
| Lower Pra RB | 34,000 | 6,316,000 | 3 | 140 |
| Maata-N-Tudu | 12,000 | 941,000 | 4 | 122 |
| Mail Finance | 300 | 288,000 | 1 | 122 |
| Markaz | 0 | 0 | 0 | 122 |
| Markaz Al Bishara | 100 | 17,000 | 1 | 122 |
| MicrofinPlus Gh | 1,100 | 251,000 | 2 | 122 |
| Nwabiagya RB | 4,000 | 2,265,000 | 3 | 122 |
| OISL | 62,000 | 27,232,000 | 9 | 122 |
| Pro Credit | 0 | 0 | 0 | 122 |
| Rich Step | 100 | 101,000 | 1 | 122 |
| SAT | 147,600 | 29,359,000 | 4 | 122 |
| Sekam Trust | 600 | 137,000 | 2 | 122 |
| Simli Pong | 8,900 | 463,000 | 3 | 140 |
| SS Ghana | 200 | 35,000 | 1 | 122 |
| TCCU | 100 | 32,000 | 3 | 122 |
| The Bridge | 400 | 32,000 | 3 | 140 |
| Union RB | 3,800 | 2,361,000 | 4 | 122 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.opportunitybank.co.ug |
| Year established | 1995 |
| Head of Institution | Andre Lalumiere |
| Regions active | Central, Eastern, Western |
| # Branches | 15 |
| Total Portfolio (nat'l) | UGX 35,258,199,073 |
| Total Portfolio (USD) | USD 13,560,845.80 |
| Active clients with loans | 23,734 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Opportunity International, AMFIU |
| Funders | Opportunity International |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Solidarity Group Loan | UGX 50,000 - 5,000,000 | 4 - 12 | 60% - 80% | 40% - 60% | Business, Housing, Education | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Consumer Financial Education | |||||||
| School Fee Loan - Group | UGX 100,000 - 3,000,000 | 3 - 6 | 60% - 80% | 40% - 60% | Education | Women, Men, Have business | Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| School Fee Loan - Individual | UGX 500,000 - 5,000,000 | 3 - 6 | 60% - 80% | 40% - 60% | Education | Women, Men, Have business | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Agriculture Loan - Group | UGX 100,000 - 15,000,000 | 3 - 24 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Agriculture Loan - Individual | UGX 500,000 - 625,000,000 | 3 - 60 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Asset Financing Loan | UGX 500,000 - 625,000,000 | 6 - 60 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Salary Loan | UGX 500,000 - 20,000,000 | 3 - 36 | 40% - 60% | 40% - 60% | Consumer | Women, Men, Salaried worker | Credit Educ, Credit Ins | |||||||
| Education Loan | UGX 500,000 - 625,000,000 | 4 - 60 | 40% - 60% | 40% - 60% | Education | Women, Men, Schools & Companies are also eligible. | Credit Educ, Credit Ins | |||||||
| Business Loan | UGX 500,000 - 625,000,000 | 4 - 36 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Solidarity Group Loan | 27.00%-30.00% annual, Flat | 2 Fees | 1 Ins | None | 15.00% upfront | 51.9% - 70.1% | 69.8% - 100.3% | 32 | ||||||||
| School Fee Loan - Group | 30.00% annual, Flat | 2 Fees | 1 Ins | None | 15.00% upfront | 65.3% - 72.4% | 93% - 103.1% | 30 | ||||||||
| School Fee Loan - Individual | 24.00% annual, Decl Bal | 3 Fees | 1 Ins | None | N/A | 48.6% - 58.6% | 50.7% - 62.3% | 43 | ||||||||
| Agriculture Loan - Group | 27.00%-30.00% annual, Flat | 2 Fees | 1 Ins | None | 15.00% upfront | 32.9% - 61.6% | 39% - 86.6% | 50 | ||||||||
| Agriculture Loan - Individual | 24.00% annual, Decl Bal | 3 Fees | 1 Ins | None | 15.00% upfront | 45.6% - 59.2% | 59.8% - 82.1% | 33 | ||||||||
| Asset Financing Loan | 24.00% annual, Decl Bal | 3 Fees | 1 Ins | None | N/A | 43.7% - 53.2% | 44.9% - 56.4% | 47 | ||||||||
| Salary Loan | 24.00% annual, Decl Bal | 3 Fees | 1 Ins | None | N/A | 43.8% - 55.1% | 44.7% - 58.4% | 47 | ||||||||
| Education Loan | 24.00% annual, Decl Bal | 3 Fees | 1 Ins | None | N/A | 43.2% - 45.2% | 44.8% - 46.8% | 52 | ||||||||
| Business Loan | 24.00% annual, Decl Bal | 3 Fees | 1 Ins | None | N/A | 40.3% - 58.8% | 42.3% - 62.7% | 47 |
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