2. Asomi
Please note that the information you are viewing is 164 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Sekam Trust
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Asomi Finance Private Limited 2nd Floor, Above SBI ATMBharalumukhGuwahati, Assam781009
Data approved: 2010-10-25
Data version: 1
Age of data: 164 months

Institution

Sekam Trust International Tulaku, behind Amal BankPBM 16AF, Adenta FlatsAshaiman, Greater Accra
Data approved: 2013-03-15
Data version: 2
Age of data: 132 months
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.asomi.co.in/
Year established2008
Head of InstitutionSubhrajyoti Bharali
Regions active
# Branches50

Total Portfolio (nat'l)INR 251,500,000
Total Portfolio (USD)USD 4,745,283.02
Active clients with loans50,326
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.sekamtrustghana.org/
Year established2008
Head of InstitutionSiegfried Kofi Gbadago
Regions activeGreater Accra Region
# Branches2

Total Portfolio (nat'l)GHS 271,000
Total Portfolio (USD)USD 137,563.45
Active clients with loans621
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsGCSCA, ASSFIN
FundersIntent Foundation

Loan Products » Summary

Enterp. Dev
1,301 Borrowers
USD 241,509.43 Portfolio
Active Product
SHG
49,025 Borrowers
USD 4,501,886.79 Portfolio
Active Product

Loan Products » Summary

Business
256 Borrowers
USD 63,451.78 Portfolio
Active Product
Group Loan
365 Borrowers
USD 74,111.68 Portfolio
Active Product
Salary Workers Loan
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Entrepreneurship Development Loan INR 25,000 - 50,000 10 - 12 0% - 20% 0% - 20% Business Women, Men, Have business Credit Educ, Credit Ins, Tech Asst Visits, Business Training
SHG Loan INR 5,000 - 25,000 12 60% - 80% 0% - 20% Business Women Group Mtgs, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 500 - 3,000 2 - 12 60% - 80% 60% - 80% Business Women, Men, Have business, Usually must have run a business for at least 3 years Credit Ins
Group Loan GHS 200 - 500 3 - 6 80% - 100% 0% - 20% Business, Housing, Education Women, Men, Have business Book keeping training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Entrepreneurship Development Loan 0% 33% 45.6% N/A
SHG Loan 0% 28.8% - 29.2% 39.4% - 40.7% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Entrepreneurship Development Loan 16.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 33% 45.6% 35
SHG Loan 15.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 28.8% - 29.2% 39.4% - 40.7% 37

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 60.00%-120.00% annual, Flat 2 Fees 1 Ins None 30.00% upfront 124.5% - 151.3% 230.8% - 268.3% 23
Group Loan 60.00%-96.00% annual, Flat 2 Fees 1 Ins None 20.00% upfront 174% - 180% 248.8% - 257.7% 23

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Entrepreneurship Development Loan 0% 33% 45.6% N/A
SHG Loan 0% 28.8% - 29.2% 39.4% - 40.7% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Entrepreneurship Development Loan 16.0% annual, Flat 1 Fee 1 Ins Ins None 15.0% upfront 33% 45.6% 35
SHG Loan 15.0% annual, Flat 1 Fee 1 Ins Ins None 15.0% upfront 28.8% - 29.2% 39.4% - 40.7% 37

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 60.00%-120.00% annual, Flat 2 Fees 1 Ins Ins None 30.00% upfront 124.5% - 151.3% 230.8% - 268.3% 23
Group Loan 60.00%-96.00% annual, Flat 2 Fees 1 Ins Ins None 20.00% upfront 174% - 180% 248.8% - 257.7% 23
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